Senior Analyst – Financial Institutions Ratings

S&P Global

. Own the credit ratings process for an assigned portfolio of bank and securities firm credits .

Posted 10/6/2026full-timeUnited StatesSenior💰 $92,000 - $153,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, including the ability to evaluate financial statements and apply accounting concepts. Proficient in engaging with issuers and internal partners while providing guidance to junior colleagues in a collaborative environment.

Highest-signal resume keywords

Credit AnalysisFinancial Statement AnalysisFixed Income MarketsFRM CertificationMicrosoft Excel Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative AnalysisFundamental Credit AnalysisOperational Risk AssessmentLiquidity Risk AssessmentData ProcessingAnalytical JudgmentCredit Ratings ProcessPeer ComparisonsResearch SkillsAnalytical Process Improvement

Soft Skills

Effective CommunicationTeam CollaborationMentoringAnalytical Knowledge SharingProblem Solving

Tools & Technologies

Microsoft ExcelMicrosoft WordMicrosoft PowerPoint

Certifications & Qualifications

FRM (Financial Risk Manager)

Industry Keywords

Credit RatingsBankingSecuritiesRisk ManagementDebt Capital MarketsEquity ResearchUnderwritingFinancial InstitutionsAnalytical ProjectsCompliance

About the role

Key responsibilities & impact

Own the credit ratings process for an assigned portfolio of bank and securities firm credits
Lead quantitative analysis, issuer engagement, committee preparation, and rating publication
Manage ongoing surveillance for an assigned portfolio
Conduct fundamental credit analysis and identify developments affecting creditworthiness
Research capital frameworks, operational risk, and liquidity risk
Contribute to credit insights, peer comparisons, and industry commentaries
Analyze complex or less clearly defined credit issues and recommend appropriate approaches
Engage with issuers and internal partners to gather information and communicate analytical views
Share analytical knowledge and guide junior colleagues
Produce independent credit opinions informing investors, issuers, and the broader market

Requirements

What you’ll need

3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field
Ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions
Understanding of fixed income and debt capital markets and their application to credit analysis or research
Ability to evaluate complex information and exercise sound analytical judgment within established frameworks
Ability to communicate recommendations clearly and effectively
Proficiency in Microsoft Excel, Word, and PowerPoint
Fluent English, including conducting meetings, collaborating effectively, and communicating clearly in writing and verbally
Bachelor's degree or equivalent required
FRM (Financial Risk Manager) designation or equivalent risk management certification preferred
Experience contributing to analytical projects or team initiatives and working effectively across functions
Experience providing guidance or sharing technical knowledge with junior colleagues
Experience using coding or programming tools to support financial analysis or data processing
Demonstrated interest in improving analytical processes, quality, or efficiency
Final-stage candidates must attend at least one in-person interview
Employees are required to work from the office a minimum of two days per week
Employment is contingent upon compliance with S&P Global's Securities Disclosure and Trading Policy

Benefits

Comp & perks

Annual incentive plan eligibility
Health care coverage
Generous time off
Continuous learning resources
Competitive pay
Retirement planning
Continuing education program
Company-matched student loan contribution
Financial wellness programs
Family-friendly benefits and perks
Retail discounts
Referral incentive awards