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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Technical Valuation, Mortgage Lending, and Housing Finance, with a strong focus on compliance with regulatory requirements such as RBI, NHB, and RERA. Proven ability to manage technical teams, develop valuation methodologies, and implement technology-driven solutions to enhance efficiency.
Highest-signal resume keywords
Technical ValuationMortgage LendingVendor ManagementStakeholder ManagementRegulatory Compliance
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Technical Valuation Framework DevelopmentValuation Methodology StandardizationPortfolio AnalyticsTechnical AuditsValuation Quality ReviewsLoan Against Property ValuationHome Loans ValuationAffordable Housing ValuationCommercial Property ValuationConstruction Standards Compliance
Soft Skills
Stakeholder ManagementRisk Control BalancingTeam ManagementTraining and Development
Tools & Technologies
AI-Enabled Valuation InitiativesWorkflow Automation ToolsDigital Valuation Reporting
Certifications & Qualifications
B.E./B.Tech in Civil EngineeringDiploma in Civil Engineering
Industry Keywords
Housing FinanceNBFCRBI ComplianceNHB ComplianceRERA Compliance
About the role
Key responsibilities & impact- Develop and implement the technical valuation framework across the organization
- Standardize valuation methodologies and prepare technical risk guidelines for lending products
- Define technical eligibility, construction standards, legal and municipal alignment, and compliance benchmarks
- Empanel, onboard, negotiate with, review, and blacklist technical valuation vendors
- Validate valuation assumptions and property eligibility
- Review high-value and complex property proposals and approve exceptional technical cases
- Guide field technical teams on difficult cases
- Monitor valuation inflation, technical fraud indicators, construction-quality issues, and micro-market risks
- Conduct portfolio analytics, technical audits, re-inspections, and valuation-quality reviews
- Develop and periodically review the Technical Valuation Policy
- Reduce technical turnaround time, automate workflows, digitize valuation reports, and support technology and AI-enabled valuation initiatives
- Develop technical manuals, conduct training and certification programs, and manage technical teams
- Coordinate with Credit, Sales, Operations, Legal, Collections, Risk, Product, and IT
- Ensure compliance with RBI, NHB, RERA, municipal, audit, and regulatory requirements
- Approve technical vendors, recommend policy changes, approve delegated technical deviations, and escalate high-risk cases
Requirements
What you’ll need- Mandatory: B.E./B.Tech (Civil Engineering) or Diploma in Civil Engineering
- 12–18 years of experience in Technical Valuation, Mortgage Lending, Housing Finance, or NBFC
- Minimum 5 years managing a zonal/national technical function
- Experience in Loan Against Property (LAP), Home Loans (HL), Affordable Housing, and Commercial Property valuations
- Exposure to policy formulation and vendor management
- Strong stakeholder management skills and ability to balance risk control with business enablement
