ALM Analyst – Asset Liability Analyst

SchoolsFirst Federal Credit Union

. Support the Credit Union's asset/liability management, liquidity risk management, and capital planning functions through financial analysis, forecasting, and reporting .

Posted 10/12/2026full-timeTustin • California • United StatesJunior💰 $78,419 - $117,628 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in asset/liability management (ALM), financial analysis, and liquidity risk management, with proficiency in data mining and reporting. Capable of executing cash flow models and preparing management reports while ensuring compliance with regulatory requirements.

Highest-signal resume keywords

Asset/Liability Management (ALM)Financial AnalysisLiquidity Risk ManagementData MiningSQL Query Writing

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisLiquidity ForecastingData ManagementSQLMicrosoft ExcelALM SoftwareCash Flow ModelingInterest Rate Risk AnalysisReportingForecasting

Soft Skills

Analytical AbilitiesProblem-SolvingEffective CommunicationWillingness to LearnAdaptability

Tools & Technologies

FIS BancWareEmpyreanMoody’s ZM DeskMicrosoft Office SuiteSnowflake

Industry Keywords

Regulatory ComplianceBSA RegulationsNet Interest Income (NII)Net Economic Value (NEV)Prepayment SpeedsDeposit Decay RatesDeposit Betas

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Support the Credit Union's asset/liability management, liquidity risk management, and capital planning functions through financial analysis, forecasting, and reporting
Assist in developing and maintaining balance sheet, net interest income (NII), net economic value (NEV), and liquidity forecasts
Gather and validate data, support risk analyses, prepare management reporting, and provide insights for balance sheet management and strategic decision-making
Monitor and report interest rate risk and liquidity risk exposure using ALM software
Review reports and analyze key drivers to support result validation
Run simulations and generate reports on balance sheet and interest rate risk metrics
Maintain ALM model assumptions, including prepayment speeds, deposit decay rates, and deposit betas
Organize and maintain data for monthly ALM software processes and assist with data reconciliation
Maintain ALM model account attributes and other model inputs
Support budget and forecast processes through cash flow model execution and report preparation
Collaborate with teammembers on ALM analyses, reporting requirements, and departmental objectives
Monitor and analyze liquidity positions, funding sources, and cash flow trends
Prepare liquidity forecasts, stress-testing analyses, and management reports
Perform routine data mining, analysis, and reporting assignments
Perform other duties as assigned
Comply with regulatory compliance and assigned training requirements

Requirements

What you’ll need

High School Diploma or GED required
Bachelor's Degree in a related field or equivalent years of experience required
1-3 years of prior relevant experience required
Knowledge of FIS BancWare, Empyrean and/or Moody’s ZM desk or Online ALM preferred
Basic understanding of financial principles and asset liability management (ALM)
Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
Strong analytical and problem-solving abilities, effective communication skills, and willingness to learn and adapt to new financial systems
Familiarity with data mining and data management concepts
Ability to write and maintain basic SQL and Snowflake queries
Compliance with regulatory compliance and assigned training requirements, including applicable BSA regulations