Seattle Credit Union

Analyst

• Underwrite prospective commercial loans
• Complete construction draw requests
• Support completion of the Annual Term Loan Review process
• Prepare credit memorandums with supporting documentation for business-loan approval
• Review borrower and guarantor documentation for alignment with loan approval and Loan Policy
• Analyze financial documents using trend analysis, ratio analysis, cash flow analysis, industry averages, and macro/industry trends
• Analyze pledged collateral for compliance with internal loan policy and industry best practices
• Provide written overviews of findings from prospective borrower and guarantor financial-document analysis
• Work closely with the Senior Credit Officer on the participated loan portfolio
• Collaborate with the Senior Credit Officer to refine loan policy and procedures
• Develop or refine reports and tracking mechanisms for monitoring the commercial loan portfolio
• Track Annual Term Loan Review completion and monitor loan covenants
• Work with Loan Officers to obtain required financial reporting from existing borrowers
• Mentor and support the Junior Credit Analyst
• Collaborate with team members to meet short-term goals and long-term objectives
• Communicate professionally with internal and external stakeholders
• Support team initiatives, projects, and process improvements

Senior Credit Analyst