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Sicredi

Junior Credit Analyst

Sicredi

. Conduct credit analyses and issue technical opinions to support credit approval decisions at the cooperative institutions .

Posted 10/14/2026full-timePorto Alegre • BrazilJuniorWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in credit analysis, financial statement evaluation, and market analysis while effectively collaborating with cooperative institutions. Strong understanding of credit-related legislation and proactive communication skills are essential for supporting credit approval decisions.

Highest-signal resume keywords
Credit AnalysisFinancial Statement AnalysisKnowledge of Credit LegislationMarket AnalysisStrong Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Credit AnalysisFinancial Statement AnalysisCash Flow AnalysisMarket AnalysisKnowledge of Financial Products
Soft Skills
Strong Communication SkillsProactive Team Collaboration
Certifications & Qualifications
Degree in Business AdministrationDegree in Accounting
Industry Keywords
Credit PoliciesCredit Approval DecisionsTechnical AnalysisCooperative Institutions

About the role

Key responsibilities & impact
  • Conduct credit analyses and issue technical opinions to support credit approval decisions at the cooperative institutions
  • Stay up to date on procedures and legislation related to the technical analysis and approval of credit
  • Stay up to date on credit policies and apply critical thinking when proposing changes
  • Demonstrate an understanding of the business
  • Respond to the needs of the cooperative institutions
  • Provide support and collaborate as part of a team

Requirements

What you’ll need
  • Degree in Business Administration and/or Accounting
  • Knowledge of credit analysis
  • Knowledge of credit-related legislation and processes
  • Knowledge of financial products
  • Knowledge of financial statement and cash flow analysis
  • Knowledge of market analysis
  • Strong communication skills and ability to present ideas
  • Proactive profile with the ability to work effectively as part of a team

Benefits

Comp & perks
  • Fixed 14th and 15th salaries
  • Profit-sharing program (according to seniority)
  • Health and dental insurance with no copayments
  • Wellness programs through Wellhub (formerly Gympass), including nutrition, psychological support, workplace exercise, massage, running groups, and local gym access
  • Food and meal allowances—with flexible percentage allocation between the food and meal cards and no copayments
  • Extended maternity and paternity leave
  • Childcare or nanny allowance for children up to 6 years and 11 months old
  • Allowance for children with disabilities, with no age limit
  • Life insurance
  • Private pension plan with employer contributions of up to 8% of salary
  • Training platform—Sicredi Aprende—with a variety of courses
  • 40-hour workweek using a time-banking system
  • Remote work allowance (except for positions that are 100% on-site)