Junior Credit Analyst

Sicredi

. Conduct credit analyses and issue technical opinions to support credit approval decisions at the cooperatives .

Posted 10/14/2026full-timePorto Alegre • BrazilJuniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, financial products, and legislation, while effectively collaborating within a team to support credit approval decisions. Strong communication skills are essential for presenting ideas and addressing cooperative needs.

Highest-signal resume keywords

Credit AnalysisFinancial Statement AnalysisCash Flow AnalysisKnowledge of Credit LegislationStrong Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement AnalysisCash Flow AnalysisMarket AnalysisKnowledge of Financial Products

Soft Skills

Strong Communication SkillsProactive ProfileTeam Collaboration

Certifications & Qualifications

Bachelor’s Degree in Business AdministrationBachelor’s Degree in Accounting

Industry Keywords

Credit ApprovalCredit PoliciesTechnical AnalysisFinancial ProductsCredit-Related Legislation

About the role

Key responsibilities & impact

Conduct credit analyses and issue technical opinions to support credit approval decisions at the cooperatives
Stay up to date on procedures and legislation related to technical analysis and credit approval
Stay current on credit policies and apply critical thinking when proposing changes
Develop a strong understanding of the business
Address the cooperatives’ requests and needs
Provide support and collaborate as part of a team

Requirements

What you’ll need

Bachelor’s degree in Business Administration and/or Accounting
Knowledge of credit analysis
Knowledge of credit-related legislation and processes
Knowledge of financial products
Knowledge of financial statement and cash flow analysis
Knowledge of market analysis
Strong communication skills and the ability to present ideas
Proactive profile with the ability to work effectively in a team

Benefits

Comp & perks

14th and 15th fixed salary payments
Profit sharing, according to seniority
Health and dental insurance with no copayments
Wellness programs through Wellhub (formerly Gympass), including nutrition, psychology, workplace exercise, massage, running groups, and local gym access
Meal and food allowances, with flexible allocation percentages between the meal and food cards and no copayment
Extended maternity and paternity leave
Childcare or nanny assistance for children up to 6 years and 11 months old
Assistance for employees with children who have disabilities, with no age limit
Life insurance
Private pension plan with employer contributions of up to 8% of salary
Training platform—Sicredi Aprende—with a wide range of courses
40-hour workweek, using a time-banking system
Remote-work allowance, except for positions that are fully on-site