Junior Operations Analyst – Focus on Payroll-Deducted Loans

Sicredi

. Monitor and execute activities related to payroll-deducted loan operations, including contract analysis and processing, registration of loan deductions, credit disbursements, settlements, operational and financial reconciliations, and other routines related to the agreements served .

Posted 10/8/2026full-timePorto Alegre • BrazilJuniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in payroll-deducted loan operations, including contract analysis, processing, and financial reconciliations, while effectively collaborating with teams and stakeholders to enhance operational efficiency and service quality.

Highest-signal resume keywords

Payroll-Deducted Loan OperationsContract AnalysisOperational ReconciliationAnalytical ThinkingIntermediate Excel Knowledge

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Contract AnalysisOperational ReconciliationFinancial ReconciliationPayroll-Deducted Loan KnowledgeData Analysis

Soft Skills

Clear CommunicationProactivityOwnershipAdaptabilityCuriosity

Tools & Technologies

Microsoft OfficeExcel

Industry Keywords

Cooperative Financial InstitutionLoan ProcessingOperational EfficiencyRisk MitigationStakeholder Alignment

About the role

Key responsibilities & impact

Monitor and execute activities related to payroll-deducted loan operations, including contract analysis and processing, registration of loan deductions, credit disbursements, settlements, operational and financial reconciliations, and other routines related to the agreements served
Analyze and understand payroll-deducted loan processes to identify improvement opportunities, increase operational efficiency, ensure delivery quality, and mitigate risks
Support cooperatives, members, partners, and internal teams through the available channels and tools, providing specialized assistance and resolving requests within established deadlines
Work collaboratively with team members and partner departments, contributing to results, knowledge sharing, and the continuous improvement of processes
Demonstrate clear communication, proactivity, ownership, and the ability to influence, supporting decisions, operational improvements, and alignment among stakeholders
Work at Sicredi, a Brazilian cooperative financial institution, supporting payroll-deducted loan products

Requirements

What you’ll need

Higher education (in progress or completed)
Intermediate knowledge of Excel and Microsoft Office
Focus and sustained attention when performing tasks
Analytical thinking
Ability to understand policies and regulations
Adaptability to change, with the ability to propose and try new ideas
Curiosity and proactivity in learning new things while developing autonomy
Knowledge of payroll-deducted loan products is a plus

Benefits

Comp & perks

14th and 15th fixed salaries
Profit-sharing payments (according to seniority)
Health and dental insurance with no copayment
Well-being programs through Wellhub (formerly Gympass), including nutrition, psychological support, workplace exercise, massage, a running group, and a local gym
Meal and food allowances, with flexible allocation percentages between the food and meal cards, with no copayment
Extended maternity and paternity leave
Childcare or nanny allowance for children up to 6 years and 11 months old
Financial assistance for children with disabilities, with no age limit
Life insurance
Private pension plan with employer contributions of up to 8% of salary
Training platform — Sicredi Aprende — offering a variety of courses
40-hour workweek, using a time-banking system
Remote work allowance (except for positions that are 100% on-site)
Hybrid work format: 3 days on-site and 2 days working remotely