Senior Product Manager

Splash Financial

. Own product strategy and roadmap for HELOC underwriting from submitted application through close .

Posted 11/4/2026full-timeRemote • United StatesSenior💰 $145,000 - $185,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management for HELOC underwriting, focusing on operational efficiency, compliance, and cross-functional collaboration. Proficient in leveraging AI and automation to enhance product outcomes and streamline workflows.

Highest-signal resume keywords

Product Management ExperienceHELOC Underwriting KnowledgeAI And Automation ExperienceSQL ProficiencyCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product AnalyticsFunnel AnalysisOperational MetricsDocument ReviewCredit DecisioningIncome VerificationEmployment VerificationCondition-ClearingData ExtractionDiscrepancy Flagging

Soft Skills

Influencing Without AuthorityAligning Shared GoalsClear Communication

Tools & Technologies

SnowflakeSigmaClaudeChatGPTCursor

Industry Keywords

Consumer LendingComplianceTILARESPAECOAHMDAHome EquityMortgage ProductsLOS SystemsAutomated Valuation Models

Tech Stack

Tools & technologies

SnowflakeSQL

About the role

Key responsibilities & impact

Own product strategy and roadmap for HELOC underwriting from submitted application through close
Own time-to-fund as a core metric and reduce time from application to funding without adding risk
Map the end-to-end loan lifecycle and identify where loans stall
Reduce manual touches, shorten condition-clearing cycles, and increase loans processed per underwriter
Lead the AI and automation roadmap for HELOC underwriting and operations
Identify opportunities for document classification and data extraction, discrepancy flagging, condition recommendations or auto-clearing, and exception routing
Expand automated valuation coverage by partnering with credit and valuation vendors
Build a state-aware closing experience with compliance, title, and e-closing partners
Lead cross-functional teams across engineering, design, credit, operations, compliance, and marketing from discovery through launch
Write clear requirements and make delivery tradeoffs
Partner with valuation, title, document, and e-closing providers to translate regulatory and partner requirements into scalable product solutions
Analyze operational and funnel data, test hypotheses, and improve time to fund, conversion, operational efficiency, and borrower experience
Help raise product development standards as a senior product team member

Requirements

What you’ll need

6+ years of product management experience in consumer technology or fintech
Proven track record of shipping impactful products and owning outcomes end to end
Working knowledge of consumer lending underwriting, credit decisioning, income and employment verification, document review, and conditions
Understanding of how product decisions affect credit risk and compliance
Cross-functional collaboration with engineering, design, operations, credit, compliance, and business partners
Ability to influence without authority and align people around shared goals
Hands-on experience in product analytics, funnel analysis, experimentation, and operational metrics
Experience improving operational workflows or building internal tools
Experience using AI and automation in products or workflows
Daily use of AI tools such as Claude, ChatGPT, or Cursor for research, analysis, and documentation
Strongly preferred: direct experience with HELOC, home equity, or mortgage products
Familiarity with HELOC underwriting lifecycle and LOS systems, AVMs, appraisals, title, income and employment verification, e-closing, and lien recording
Experience in a regulated environment with requirements such as TILA, RESPA, ECOA, or HMDA
Experience working with bank, credit union, or platform partners
SQL proficiency and experience with BI and product analytics tools such as Snowflake and Sigma

Benefits

Comp & perks

Fully remote work freedom (for most roles)
Competitive salary packages
Flexible PTO + 9 company holidays
Equity: Share in our start-up success
Comprehensive and affordable insurance benefits
Paid parental leave for both caregivers
Essential modern equipment to get the job done
Fully paid Claude subscription to supercharge your work
401(k) for your future savings
Quarterly meet-ups: In person & virtual fun
Awesome Splash swag to flaunt your team spirit
Bonus component tied to individual and company performance may be available