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Spokeo

Business Analyst, Payments and Fraud

Spokeo

. Support and enhance payments and fraud KPIs, performance reporting, and post-launch analysis of new payment features and experiments .

Posted 9/25/2026full-timeRemote • United StatesJuniorMid-Level💰 $90,000 - $147,000 per yearWebsite

Tech Stack

Tools & technologies
SQLTableau

About the role

Key responsibilities & impact
  • Support and enhance payments and fraud KPIs, performance reporting, and post-launch analysis of new payment features and experiments
  • Write and optimize SQL queries to uncover trends, anomalies, and revenue opportunities
  • Translate complex data into clear, actionable recommendations for business leaders
  • Build and maintain dashboards monitoring fraud trends, payment declines, and overall payment health
  • Provide analytical support to improve fraud detection and decision workflows
  • Evaluate fraud rule performance, monitor alerts, and recommend data-driven improvements
  • Conduct fraud trend analysis and recommend mitigation strategies
  • Analyze payment decline drivers and develop decline salvage and optimization opportunities
  • Support account updater, retry strategy, and processor performance initiatives
  • Identify opportunities to reduce operational costs and losses while improving authorization rates
  • Communicate performance insights, root cause analysis, and mitigation strategies across teams
  • Serve as the analytics and reporting extension of the Payments & Fraud team
  • Report directly to the SVP of Operations

Requirements

What you’ll need
  • Bachelor’s degree in Business, Finance, Economics, Data Analytics, or related field
  • 2+ years of experience in business analytics, preferably within payments and fraud
  • Strong SQL expertise
  • Experience working with large, complex datasets
  • Proven ability to deliver business insights and performance-driven recommendations
  • Experience building dashboards and reporting in Tableau
  • Familiarity with card-not-present (CNP) subscription-based payments is preferred
  • Prior experience with Cybersource Decision Manager or similar fraud decisioning tools preferred
  • Highly analytical, meticulous, and proactive, with strong attention to detail
  • Excellent organizational and communication skills (written and verbal)
  • Ability to work in a fast-moving, lean operational environment

Benefits

Comp & perks
  • Bonus program
  • Equity plans
  • 401K
  • Discretionary, merit-based salary increase once a year
  • 100% medical coverage
  • 100% dental coverage
  • 100% vision coverage
  • Unlimited employee PTO
  • Stock options
  • Comprehensive benefits
  • Flexible work locations