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Senior Credit Decision Modelling Analyst
Starling Bank. Develop and implement credit risk models and strategies .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in developing and implementing credit risk models, with proficiency in analytical tools such as Python, R, SQL, and SAS. Strong ability to communicate model methodologies and findings effectively while ensuring compliance with regulatory guidelines.
Highest-signal resume keywords
Credit Risk Model DevelopmentPython ProgrammingSQL ProficiencyRegulatory KnowledgeModel Documentation
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Risk ModellingAnalytical ToolsModel ValidationData AnalysisStatistical Analysis
Soft Skills
CommunicationProblem-SolvingTeamworkAttention to DetailAdaptability
Tools & Technologies
PythonRSQLSASSpreadsheets
Industry Keywords
Credit RiskUnsecured LendingRetail BankingSME LendingRisk Management Guidelines
Tech Stack
Tools & technologiesPythonSQL
About the role
Key responsibilities & impact- Develop and implement credit risk models and strategies
- Work closely with stakeholders to ensure model developments meet business requirements
- Produce detailed model documentation, including methodology, assumptions and limitations
- Monitor model performance and conduct regular reviews to ensure accuracy and stability
- Collaborate with model validation teams to address findings and ensure model robustness
- Present model developments to senior leadership
- Represent the Credit Risk Modelling team with internal and external stakeholders
Requirements
What you’ll need- Minimum 3–5 years’ experience in developing credit risk models
- Proficient in analytical tools such as Python, R, SQL, SAS and spreadsheets
- Graduate level education preferable, ideally in a numerical degree, or equivalent work experience
- Good understanding of unsecured lending products, ideally covering both retail and SME
- Good knowledge of regulatory and risk management guidelines relating to credit risk
- Ability to articulate model development methodologies and findings clearly for the target audience
- Organised, flexible and adaptable, with the ability to switch between tasks seamlessly
- Strong problem-solving skills and attention to detail
- Excellent communication and teamwork abilities
Benefits
Comp & perks- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day’s holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
- 16 hours paid volunteering time a year
- Salary sacrifice
- Company enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth including mental health support and cancer care
- Partner benefits including discounts with Waitrose, Mr&Mrs Smith and Peloton
- Generous family-friendly policies
- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships