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Stripe

Fraud Architect

Stripe

. Own each assigned user’s prevention strategy, including risk baseline, threat model, and prevention plan .

Posted 10/6/2026full-timeRemote • United StatesSeniorLeadWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in fraud prevention strategies, including risk assessment, threat modeling, and the development of effective controls. Proficient in SQL, Python, and machine learning applications for fraud detection and prevention.

Highest-signal resume keywords
Fraud InvestigationPayment Fraud AnalysisAPI IntegrationSQL ProficiencyMachine Learning Risk Decisions

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Fraud Prevention StrategyRisk Baseline AssessmentThreat ModelingRule DevelopmentSignal Flow AnalysisData Quality AssessmentHypothesis TestingPattern InvestigationControl EvaluationTechnical Engagement Management
Soft Skills
Strong CommunicationProduct Judgment
Tools & Technologies
Stripe RadarVAMPECMEFMFraud Detection Platforms
Industry Keywords
PaymentsFintechRisk ManagementFraud PreventionAccount TakeoverMulti-AccountingDispute ManagementUsage-Based Billing

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Own each assigned user’s prevention strategy, including risk baseline, threat model, and prevention plan
  • Investigate Radar scoring, classification, rule behavior, and signal coverage using transaction evidence and technical context
  • Explain fraud evidence and uncertainty and recommend configuration, integration, model, or feature actions
  • Help users configure and optimize Radar; develop and validate rules, thresholds, and integration recommendations
  • Investigate payment, account, and behavioral fraud patterns, including payment fraud, trial and promotion abuse, multi-accounting, bot activity, and usage-based billing exploitation
  • Run weekly risk-health reviews and share concise health updates
  • Establish early-warning thresholds and notification paths; translate fraud, dispute, approval-rate, and false-positive changes into prevention actions
  • Maintain action plans with owners, due dates, expected impact, and implementation status
  • Coordinate incident updates, conduct merchant-specific root-cause analysis, and verify prevention effectiveness
  • Partner with Radar Product, Engineering, and Fraud Data Science to investigate limitations and define requirements
  • Maintain a cross-user backlog of signal, model, integration, and payment-method gaps
  • Build playbooks, investigation tools, and prevention frameworks; train Customer Success Managers, Technical Account Managers, and Account Executives
  • Shape account segmentation, coverage expectations, tooling, hiring, incident handoffs, and program measurement

Requirements

What you’ll need
  • 8+ years in a technical role with substantial direct user engagement at a payments company, fintech, risk management platform, or fraud-prevention provider
  • Hands-on experience investigating fraud or abuse and translating findings into effective controls or user guidance
  • Depth in payment fraud, account takeover, subscription or trial abuse, multi-accounting, dispute management, and network monitoring programs such as VAMP, ECM, or EFM
  • Technical understanding of API integrations, trace data and signal flows, system behavior, technical limitations, and implementation options
  • Practical understanding of machine-learning-based risk decisions and rule systems, including signal availability, model behavior, rules, and thresholds
  • SQL proficiency and experience using Python, R, or a similar language for hypothesis testing, pattern investigation, and control evaluation
  • Ability to assess data quality, delayed fraud outcomes, precision, recall, false positives, and business impact
  • Experience managing multiple user relationships or technical engagements and driving recommendations through implementation and measured results
  • Strong communication and product judgment
  • Preferred: experience with Stripe Radar or similar platforms such as Forter, Sift, Ravelin, or Signifyd
  • Preferred: experience designing, testing, and tuning fraud rules or thresholds in production
  • Preferred: experience partnering with product managers, engineers, and data scientists
  • Preferred: familiarity with device intelligence, alternative payment methods, abuse prevention beyond payments, or usage-based business models
  • Preferred: experience building and scaling a technical advisory function or multi-account service model