Payments Fraud Investigator

Stripe

. Analyze high-risk accounts to identify fraudulent merchants, card testing, account takeovers, and other fraud vectors .

Posted 10/7/2026full-timeRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in analyzing high-risk accounts and mitigating fraud incidents, with a strong focus on data-driven solutions and process improvements. Proven ability to lead cross-functional projects and communicate complex findings effectively to stakeholders.

Highest-signal resume keywords

Fraud InvestigationRisk ManagementSQL ProficiencyCross-Functional CollaborationProcess Improvement

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Fraud AnalysisData AnalysisRoot-Cause AnalysisCard-Testing MitigationAccount Takeover MitigationFraud Workflow DesignAnalyst ToolingProcess DesignDashboard CreationVisualizations

Soft Skills

Proactive MindsetUser-Centric PerspectiveEffective CommunicationProblem-SolvingCollaboration

Industry Keywords

E-CommerceFintechDigital FraudCard-Not-Present FraudFraud Detection

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Analyze high-risk accounts to identify fraudulent merchants, card testing, account takeovers, and other fraud vectors
Lead root-cause analyses to identify gaps in systems, policies, and strategies and determine enhancements and process improvements
Drive cross-functional projects refining operational processes and tools and enhancing detection and management of fraudulent accounts across the global analyst network
Investigate, mitigate, and remediate urgent fraud incidents, including card testing and account takeover
Manage user responses to high-urgency, distributed fraud attacks
Communicate updates during team and organization-wide business reviews
Summarize complex investigation outcomes for executives
Deliver case determinations to users and partner financial institutions
Travel to vendor locations to conduct analyst training and knowledge-sharing initiatives, identify challenges, and enhance analyst performance

Requirements

What you’ll need

5+ years of experience conducting complex investigations
3+ years of experience leading risk-related projects and initiatives and collaborating effectively with cross-functional stakeholders
Demonstrated ability to leverage data to propose solutions to tactical and strategic challenges
Proactive approach to challenging the status quo and willingness to question existing processes and advocate for improvements
User-centric perspective balanced with a pragmatic and solutions-oriented mindset
Ability to travel to vendor locations for up to 10% of the year
Preferred: Experience mitigating digital or card-not-present fraud in payments, e-commerce, social media, or fintech
Preferred: Experience investigating and mitigating card-testing and account-takeover attacks
Preferred: Experience designing fraud and risk workflows, analyst tooling, processes, and procedures
Preferred: Strong proficiency in SQL to analyze data, generate insights, and create dashboards and visualizations