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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit analysis, financial statement analysis, and risk management while effectively collaborating with cross-functional teams. Proficient in data organization and compliance with internal credit policies and standards.
Highest-signal resume keywords
Credit AnalysisFinancial Statement AnalysisIntermediate Excel SkillsUnderstanding of Credit RiskExperience with Serasa and Boa Vista
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit AnalysisFinancial Statement AnalysisBalance-Sheet AnalysisData OrganizationCredit-Granting ProcessesFinancial MetricsCredit PoliciesRisk MitigationDocumentation ValidationCustomer Portfolio Management
Soft Skills
Attention to DetailStrong Organizational SkillsStrong Verbal CommunicationStrong Written CommunicationProactivity
Tools & Technologies
ExcelInformation-Query Systems
Certifications & Qualifications
Credit Analysis CertificationFinancial Statement Analysis CertificationExcel for Finance CourseworkIntroduction to LGPD CourseworkPersonal Finance Coursework
Industry Keywords
Credit RiskDelinquencyRepayment CapacitySmall-Business CustomersCustomer Records Management
About the role
Key responsibilities & impact- Perform low-complexity credit analyses for small-business customers
- Support order releases and the collection and validation of data
- Review documents and support customer portfolio management
- Contribute to risk mitigation and compliance with internal policies
- Work under guidance on credit-limit assessment processes
- Analyze financial and registration data for small-scale resellers
- Support the granting and review of credit limits based on internal criteria
- Collect and validate registration and financial documentation
- Consult information from credit bureaus, such as Serasa, Boa Vista, and SPC
- Update customer records and monitor outstanding documentation
- Prepare basic reports and support the preparation of credit opinions
- Interact with the Sales, Customer Registration, Collections, and Finance teams
- Monitor analysis deadlines and ensure the proper flow of processes
- Keep records and systems updated with customer information, credit decisions, and credit activity
Requirements
What you’ll need- Bachelor’s degree completed or in progress in Business Administration, Economics, Accounting, or a related field
- Intermediate Excel skills
- Understanding of credit risk, delinquency, and repayment capacity concepts
- Basic knowledge of credit-granting processes and credit policies
- Basic knowledge of balance-sheet analysis and financial metrics
- Previous experience with information-query systems such as Serasa and Boa Vista
- Ability to organize data for use by the senior team
- Credit Analysis certification or coursework is a plus
- Financial Statement Analysis certification or coursework is a plus
- Excel for Finance / Data Analysis coursework is a plus
- Introduction to Brazil’s General Data Protection Law (LGPD) is a plus
- Personal Finance and Credit Risk Management coursework is a plus
- Introduction to Basic Accounting coursework is a plus
- Logical reasoning and analytical mindset
- Ability to consistently follow standards and policies
- Curiosity and eagerness to learn about finance and risk
- Attention to detail and strong organizational skills
- Strong verbal and written communication skills
- Proactivity and a strong sense of responsibility
- Willingness to work as part of a team and receive feedback
Benefits
Comp & perks- Welcoming and inclusive work environment
- Work-life balance
- Support for community and volunteer initiatives
- Hybrid work model
- Position also open to candidates with disabilities
