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Auto Adjuster
The Hanover Insurance Group. Manage a caseload of moderately complex service claims from intake through resolution .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing service claims, conducting investigations, and ensuring compliance with insurance principles and regulations. Proficient in utilizing technology to enhance claims-processing efficiency while providing exceptional customer service and maintaining detailed documentation.
Highest-signal resume keywords
Auto Claim-Handling ExperienceInvestigative SkillsKnowledge Of Insurance ProductsClear And Empathetic CommunicationDecision-Making And Negotiation Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Claims ManagementLiability AssessmentClaims InvestigationClaims DocumentationNegotiation SkillsSubrogation IdentificationClaims Processing ProceduresRisk TransferSetting ReservesUnderstanding Of Insurance Terminology
Soft Skills
EmpathyOrganizational SkillsCollaborationProfessional CommunicationProblem-Solving
Tools & Technologies
GuidewireMicrosoft OfficeData ToolsClaims Processing Software
Certifications & Qualifications
Adjuster LicensesContinuing Education Credits
Industry Keywords
Insurance PrinciplesClaims ResolutionComplianceModerately Complex ClaimsStakeholder Engagement
Tech Stack
Tools & technologiesGuidewire
About the role
Key responsibilities & impact- Manage a caseload of moderately complex service claims from intake through resolution
- Determine coverage, conduct investigations, assess liability, and evaluate damages
- Engage underwriting, legal, and other stakeholders in investigations and evaluations
- Identify and refer suspicious claims to the Special Investigation Unit
- Transfer risk to appropriate parties
- Maintain adjuster licenses and continuing education credits
- Handle claims within specified limits and authority using discretion and independent judgment
- Set reserves and authorize payments within authority
- Review and validate intake claims, investigate, and document findings
- Coordinate with stakeholders to resolve issues and follow claims-processing procedures
- Use technology and data tools to improve claims-processing efficiency and accuracy
- Resolve claims with empathy and customer focus; prepare documentation and evidence
- Maintain detailed, compliant documentation of claim activities and communications
- Represent the company in mediations, arbitrations, and trials as needed
- Participate in problem-solving discussions and cross-functional coordination
- Handle sensitive communications professionally and translate complex information for diverse audiences
- Mentor entry-level adjusters and share best practices
- Provide exceptional customer service, educate policyholders, and ensure satisfaction
- Identify and assign subrogation potential and establish files to support recovery efforts
Requirements
What you’ll need- Associate degree required; bachelor's degree preferred or combination of education and experience
- Typically 3-4 years of relevant Auto claim-handling experience
- Guidewire experience is a plus
- Proficient with basic computer navigation and basic software systems/applications, including Microsoft Office products and internet use
- Knowledge of insurance products, processes, and relevant laws
- Ability to learn and handle negotiations independently within authority
- Understanding of common tactics for moderately complex claim resolution
- Clear and empathetic communication across various channels
- Decision-making latitude and adaptability to changing situations
- Ability to deliver difficult messages with clarity and professionalism
- Ability to collaborate with team members and maintain constructive relationships
- Strong organizational skills for managing multiple tasks and deadlines
- Ability to negotiate claims independently within authority limits
- Understanding of insurance principles, policies, procedures, and terminology
- Investigative skills and ability to follow procedures and guidelines
- Must be located near Worcester, MA; Richmond, VA; Syracuse, NY; Itasca, IL; Howell, MI; or Farmington Hills, MI
- Ability to travel to the office several times per year
- Maintain appropriate adjuster licenses and continuing education credits
- Ensure compliance with all licensing requirements
Benefits
Comp & perks- $2,500 sign-on bonus
- Full-time, exempt position
- Remote work arrangement with travel to a Hanover office several times per year for meetings, training, and other business needs