Commercial Surety – Underwriting Specialist

The Hanover Insurance Group

. Independently manage and grow an assigned book of commercial surety business with moderate to high technical complexity .

Posted 10/9/2026full-timeRemote • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Commercial Surety Underwriting, including risk selection, financial analysis, and portfolio management, while effectively managing agency relationships and driving business growth. Strong analytical and communication skills are essential for evaluating complex risks and delivering underwriting decisions.

Highest-signal resume keywords

Commercial Surety UnderwritingFinancial AnalysisAgency Relationship ManagementRisk MitigationNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting PrinciplesExposure AnalysisBond Form ReviewLoss AnalysisPricing StrategiesPortfolio ManagementRisk SelectionComplex Risk EvaluationMarket AnalysisCompetitor Intelligence

Soft Skills

Analytical SkillsProblem-SolvingRelationship ManagementCommunication SkillsAdaptability

Certifications & Qualifications

AFSB Designation

Industry Keywords

Surety AccountsBusiness DevelopmentAgency RelationshipsMarket ConditionsRegulatory Developments

About the role

Key responsibilities & impact

Independently manage and grow an assigned book of commercial surety business with moderate to high technical complexity
Identify, solicit, underwrite, and retain profitable new and renewal surety accounts aligned with underwriting appetite and portfolio objectives
Develop and maintain strong agency, broker, and client relationships to support business growth and retention
Analyze financial statements, operational exposures, bond obligations, and risk mitigation factors to make sound underwriting decisions
Coordinate with internal and external stakeholders to evaluate complex submissions and obtain appropriate approvals
Apply underwriting principles related to risk selection, exposure analysis, bond form review, loss analysis, and pricing
Communicate underwriting decisions, terms, and recommendations to agents and brokers
Manage portfolio performance against premium, profitability, retention, product mix, and new business objectives
Use marketplace and competitor intelligence to enhance decision-making and strengthen producer relationships
Market Hanover’s surety capabilities and identify cross-selling opportunities across business units
Stay current on industry trends, market conditions, and regulatory developments affecting the territory

Requirements

What you’ll need

Bachelor’s degree or equivalent professional experience
2-5+ years of Commercial Surety underwriting experience
2–4+ years of successful agency relationship management and business development experience
Strong understanding of commercial surety underwriting principles, financial analysis, pricing, and portfolio management
Demonstrated ability to evaluate and negotiate complex surety risks
Excellent written and verbal communication skills, including the ability to confidently deliver technical underwriting decisions
Strong analytical, problem-solving, negotiation, and relationship-management capabilities
Ability to adapt quickly to changing business conditions and embrace new approaches and ideas
AFSB designation preferred

Benefits

Comp & perks

Flexible work arrangements, including hybrid and fully remote options within Illinois, Wisconsin, Indiana, or Michigan
Inclusive, collaborative work environment
Career growth opportunities
Full-time, exempt employment