Senior Field Adjuster

The Hanover Insurance Group

. Independently manage moderate to complex and high-value field property claims .

Posted 10/27/2026full-timeBangor • Maine • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing complex field property claims, conducting investigations, and ensuring compliance with jurisdictional requirements. Proficient in negotiation, communication, and mentoring junior adjusters while maintaining strong organizational and time management skills.

Highest-signal resume keywords

Xactimate ProficiencyAdjuster LicenseClaims ManagementNegotiation SkillsField Investigations

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims HandlingFinancial Decision-MakingRisk-Transfer IdentificationReport PreparationCoverage AssessmentLitigation KnowledgeCompliance UnderstandingTime ManagementDesk ManagementField Work

Soft Skills

Empathetic CommunicationClear Verbal CommunicationEffective Written CommunicationSound JudgmentOrganizational Skills

Tools & Technologies

Claims SystemsMicrosoft Office SuitePersonal ComputerStandard Office Equipment

Certifications & Qualifications

State Adjuster LicenseLevel II Xactimate Certification

Industry Keywords

Property ClaimsCatastrophe ResponseSubrogation OpportunitiesPublic Safety AgenciesThird-Party Legal Liability

About the role

Key responsibilities & impact

Independently manage moderate to complex and high-value field property claims
Conduct outside field investigations and catastrophe response
Communicate empathetically and clearly with claimants and stakeholders throughout the claims process
Set reserves, authorize payments, and make financial decisions within authority
Lead investigations, assess coverage, and issue reservation of rights and coverage letters
Investigate suspicious claims and refer matters to the Special Investigation Unit as needed
Identify risk-transfer and subrogation opportunities and support recovery efforts
Maintain detailed claim records and ensure compliance with jurisdictional requirements
Prepare reports summarizing findings and recommendations
Coordinate with legal, underwriting, vendors, agents, and other stakeholders
Lead cross-functional meetings and communicate complex information to diverse audiences
Represent the company in mediations, arbitrations, and trials as needed
Mentor junior adjusters and support training and best-practice development

Requirements

What you’ll need

Bachelor’s degree or equivalent experience with claim handling
Typically requires 5–10 years of adjusting experience
Must have and maintain appropriate state adjuster licenses
Must maintain continuing education credits
Valid driver’s license
Strong Xactimate proficiency, preferably Level II Certified
Strong knowledge of local geography, regulations, public safety agencies, applicable statutes, regulations, case law, and third-party legal liability concepts
Skilled in negotiation and developing strategies to influence outcomes
Sound judgment and decision-making, including litigation and compliance matters
Clear and effective verbal and written communication
Highly organized with strong time management and desk management skills
Skilled in using claims systems and Microsoft Office Suite
Ability to use a personal computer and standard office equipment
Ability to sit and/or stand for extended periods
Required to work on-site as needed
Ability to travel as necessary
Ability to work in a fast-paced, changing, or stressful environment
Ability to perform work in a noisy/loud work environment
Ability to operate a motor vehicle 4–5 hours per day and get in and out of the vehicle numerous times during the day
Ability to load and unload equipment and supplies weighing up to 30 pounds
Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings
Ability to use a ladder safely and maintain balance while inspecting roofs
Ability to perform field work in adverse weather

Benefits

Comp & perks

Full-time/Exempt role
Remote work arrangement
Continuing education credits associated with maintaining adjuster licenses
Sufficient home-based internet connection may be provided/maintained as needed