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Senior Field Adjuster
The Hanover Insurance Group. Independently manage moderate to complex and high-value field property claims .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing complex field property claims, including conducting investigations, assessing coverage, and ensuring regulatory compliance. Proficient in negotiation and communication, with a strong ability to mentor junior adjusters and lead cross-functional teams.
Highest-signal resume keywords
Xactimate ProficiencyAdjuster LicenseClaim Handling ExperienceNegotiation SkillsRegulatory Compliance
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Field Property Claims ManagementInvestigation TechniquesFinancial Decision-MakingClaims Systems ProficiencyReport PreparationRisk-Transfer IdentificationSubrogation SupportCoverage AssessmentLitigation KnowledgeTime Management
Soft Skills
Empathetic CommunicationOrganizational SkillsJudgment and Decision-MakingMentoringEffective Verbal and Written Communication
Tools & Technologies
Microsoft Office SuiteClaims SystemsPersonal ComputerStandard Office Equipment
Certifications & Qualifications
State Adjuster LicenseXactimate Level II Certification
Industry Keywords
RegulationsPublic Safety AgenciesThird-Party Legal LiabilityCase LawCompliance Matters
About the role
Key responsibilities & impact- Independently manage moderate to complex and high-value field property claims
- Conduct outside field investigations and catastrophe response
- Communicate empathetically and clearly with claimants and stakeholders throughout the claims process
- Set reserves, authorize payments, and make financial decisions within authority
- Lead investigations, assess coverage, and issue reservation of rights and coverage letters
- Investigate suspicious claims and refer matters to the Special Investigation Unit as needed
- Identify risk-transfer and subrogation opportunities and support recovery efforts
- Maintain detailed claim records and regulatory compliance
- Prepare reports summarizing findings and recommendations
- Coordinate with legal, underwriting, vendors, agents, and other stakeholders
- Lead cross-functional meetings and communicate complex information
- Represent the company in mediations, arbitrations, and trials as needed
- Mentor junior adjusters and support training and best-practice development
Requirements
What you’ll need- Bachelor’s degree or equivalent experience with claim handling
- Typically requires 5–10 years of adjusting experience
- Must have and maintain appropriate state adjuster licenses
- Must maintain continuing education credits
- Valid driver’s license
- Strong Xactimate proficiency, preferably Level II Certified
- Strong knowledge of local geography, regulations, public safety agencies, applicable statutes, regulations, case law, and third-party legal liability concepts
- Skilled in negotiation and developing strategies to influence outcomes
- Sound judgment and decision-making, including litigation and compliance matters
- Clear and effective verbal and written communication
- Highly organized, with strong time management and desk management skills
- Ability to manage complex workflows and project work
- Skilled in using claims systems and Microsoft Office Suite
- Ability to use a personal computer and standard office equipment
- Ability to sit and/or stand for extended periods
- Required to work on-site as needed
- Ability to travel as necessary and on short notice
- Ability to work in a fast-paced, changing, or stressful environment
- Ability to perform work in a noisy/loud work environment
- May be required to have and maintain sufficient home-based internet connection
- Ability to operate a motor vehicle 4–5 hours per day and get in and out of the vehicle numerous times during the day
- Ability to load and unload equipment and supplies weighing up to 30 pounds
- Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings
- Ability to use a ladder safely and maintain balance while inspecting roofs
- Ability to perform field work in adverse weather
Benefits
Comp & perks- Full-time/Exempt role
- Remote work arrangement
- Continuing education credits
- Home-based internet connection may be provided/required as applicable