Employee Benefits, Underwriting Analyst

The Hartford

. Support Underwriters for Regional Accounts (1,000–4,999 lives) and National Accounts (5,000+ lives) .

Posted 11/6/2026full-timeUnited StatesMid-LevelSenior💰 $48,071 - $72,107 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in supporting Underwriters for Regional and National Accounts, with a strong focus on analyzing RFP submissions, interpreting insurance contracts, and developing accurate ratings. Proficient in utilizing MS Office tools to enhance customer experience and ensure high accuracy in deliverables.

Highest-signal resume keywords

Employee Benefits ExperienceRFP Submission ReviewRating DevelopmentMicrosoft Excel ProficiencyStrong Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

RFP ReviewRating DevelopmentPlan Design AnalysisCensus Data InterpretationManual Rate CreationFormula Rate DevelopmentDiscrepancy IdentificationPlan Change ReviewRenewal Information SummarizationAccuracy Maintenance

Soft Skills

Strong Verbal CommunicationStrong Written CommunicationOrganizational SkillsTime ManagementMultitasking Ability

Tools & Technologies

Microsoft ExcelMicrosoft PowerPoint

Industry Keywords

Group Life InsuranceLong-Term DisabilityShort-Term DisabilityAccidental Death and DismembermentCritical Illness InsuranceCustomer Experience Reporting

About the role

Key responsibilities & impact

Support Underwriters for Regional Accounts (1,000–4,999 lives) and National Accounts (5,000+ lives)
Support pre-sales, renewals, plan changes, and customer experience reporting
Review RFP submissions and census data for completeness and accuracy
Interpret group life, long-term disability, short-term disability, accidental death and dismemberment, accident, and critical illness contracts/booklets
Create ratings and develop manual and formula rates based on plan designs and experience information
Identify discrepancies, troubleshoot issues, and propose alternate plan designs when needed
Collaborate with Underwriters through consultative huddles
Compare renewal census with current premium and experience reporting
Review plan changes and populate the Renewal Notes Template
Summarize renewal information, highlight concerns, and make recommendations to Underwriters
Maintain a 97% target and minimum 93% accuracy for ratings delivered by assigned due dates

Requirements

What you’ll need

3+ years’ work experience; experience in Employee Benefits a plus
Solid MS Office knowledge, including Microsoft Excel formulas, sorting, VLOOKUPs, and pivot tables
PowerPoint knowledge preferred
Strong verbal and written communication skills
Solid time, organizational, and desk management skills
Ability to multitask in a fast-paced environment
Strong commitment to continuous learning, curiosity, and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new tools