Commercial Lines Underwriting Specialist

The Mutual Group

. Manage a book of business for profitability and growth .

Posted 9/18/2026full-timeAlabama • United StatesSeniorLead💰 $73,500 - $110,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced underwriting expertise in the property and casualty insurance sector, with a strong focus on risk assessment, pricing strategies, and relationship management with distribution partners. Proficient in analytical problem-solving and decision-making, ensuring compliance with regulatory standards while delivering exceptional customer service.

Highest-signal resume keywords

Commercial Underwriting ExperienceProperty And Casualty Insurance KnowledgeAdvanced Analytical SkillsNegotiating SkillsCustomer Service Orientation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentPricing StrategiesUnderwriting ConceptsData AnalysisDecision-MakingPortfolio ManagementPeer AuditingRegulatory ComplianceContract ReviewRenewal Management

Soft Skills

Excellent Communication SkillsOrganizational SkillsAttention To DetailMentoring And TrainingProblem-Solving

Tools & Technologies

Microsoft ExcelExcel Pivot TablesVLOOKUP

Certifications & Qualifications

CPCUIIA

Industry Keywords

P&C InsuranceCommercial UnderwritingRisk ControlDistribution PartnersInsurance DesignationBackground CheckForm I-9E-Verify

About the role

Key responsibilities & impact

Manage a book of business for profitability and growth
Review new and renewal business and assess risk of coverage
Prepare quotes and respond to coverage questions within assigned authority level
Build successful relationships with agents to drive increased, positive business flow
Analyze, select and profitably price business with prescriptive coverage terms and conditions
Examine inspection reports, locations, risks, financial information and other tools to identify concerns
Communicate with Risk Control regarding inspections, follow-ups and insured service needs
Drive corrective action or remediation strategies on renewal accounts
Escalate accounts requiring additional review or approval by higher-level underwriters
Release renewals, non-renewals and conditional notices in a timely manner while adhering to service and regulatory expectations
Develop relationships with distribution partners through portfolio review calls and customer-service standards
Make limited travel to distribution partner offices
Coordinate with distribution teams to build pipeline, resolve issues and oversee change management
Communicate with portfolio team members about agency health and market conditions
Mentor support staff and assist with training new hires and internal promotions
Conduct peer audits and approve underwriting decisions for lower authority levels
Review, mentor and approve referrals for lower-authority associates
Perform other related work as assigned

Requirements

What you’ll need

Bachelor’s degree in business administration, finance or related field of study preferred
Holding or working towards an insurance designation preferred (CPCU, IIA, etc.)
Seven years of progressively responsible experience in commercial underwriting, including one to three years in a property and casualty insurance company
Experience writing business for churches or religious affiliated institutions preferred
Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry
Ability to apply advanced underwriting concepts and practices within the P&C underwriting field
Negotiating skills, reasonableness and sound judgment in analysis and decision-making
Excellent verbal and written communication skills
Advanced analytical, problem-solving and decision-making skills
Strong customer service orientation
Advanced knowledge of Microsoft products, including Excel pivot tables and VLOOKUPs, for strategic analysis
Strong attention to numeric and other details
Organizational skills and ability to manage large work volume and meet tight deadlines
Authorization to work in the U.S. verified through Form I-9 and E-Verify
Successful completion of a background check

Benefits

Comp & perks

Competitive base salary plus incentive plans for eligible team members
401(K) retirement plan with a company match of up to 6% of eligible salary
Free basic life and AD&D insurance
Long-term disability and short-term disability insurance
Medical, dental and vision plans
Wellness incentives
Generous time off program including personal, holiday and volunteer paid time off
Flexible work schedules
Hybrid/remote options for eligible positions
Educational assistance