Senior Residential Mortgage Loan Officer, RMLO

Third Coast Bank

. Act as liaison between customers and the financial institution .

Posted 10/3/2026full-timeAustin • Texas • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in evaluating credit worthiness and processing loan applications while ensuring compliance with lending regulations. Proficient in customer communication and counseling on loan options and policies.

Highest-signal resume keywords

Loan Origination ExperienceCredit Worthiness EvaluationFinancial Eligibility AssessmentLending Compliance KnowledgeCustomer Communication Skills

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Application ProcessingDebt Payment Plan SetupCredit Evaluation MetricsLoan Contract CompletionFinancial Documentation Analysis

Soft Skills

Problem SolvingAnalytical ReasoningVerbal CommunicationWritten CommunicationCustomer Contact

Tools & Technologies

Office EquipmentComputersCalculatorsFax MachinesPrinters

Industry Keywords

Lending Compliance GuidelinesFinancial ServicesLoan PoliciesCredit RatiosLoan Feasibility

About the role

Key responsibilities & impact

Act as liaison between customers and the financial institution
Help qualified applicants acquire loans in a timely manner
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine applicable ratios and metrics and set up debt payment plans
Communicate with clients to request or provide information
Justify approval or rejection decisions and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Assess customer needs, explore options, and introduce different types of loans
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Perform other duties as assigned
No supervisory responsibilities

Requirements

What you’ll need

Minimum of 5-years’ experience as a loan originator
High School Graduate
Ability to evaluate credit worthiness by processing loan applications and documentation
Ability to interview applicants and determine financial eligibility and loan feasibility
Knowledge of applicable ratios, metrics, debt payment plans, loan contracts, policies, restrictions, laws, regulations, and lending compliance guidelines
Ability to use office equipment including computers, phones, copy and fax machines, calculators, filing cabinets, and printers
Ability to lift up to 50 pounds
Ability to perform writing, typing, speaking, listening, driving, carrying, seeing, sitting, pulling, walking, standing, and reaching
Ability to perform detailed work, problem solving, customer contact, reasoning, math, presentations, verbal and written communication, analytical reasoning, and manage multiple concurrent tasks and constant interruptions

Benefits

Comp & perks

Ability to work remote at times
Limited travel, typically to Houston, TX for training