Senior Credit Manager

Tilt (formerly Empower)

. Own the credit performance of the core cash advance product in Mexico .

Posted 10/9/2026full-timeRemote • MexicoSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in consumer credit risk management, particularly in the Mexican market, with a strong focus on credit policy development, unit economics, and performance measurement. Proficient in collaborating across teams to drive product growth and profitability while utilizing data-driven insights for decision-making.

Highest-signal resume keywords

Consumer Credit Risk ManagementCredit Policy DevelopmentUnit Economics ModelingA/B Testing DesignFluency in English

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit PolicyUnit EconomicsValuations ModelPerformance MeasurementRisk Model ImplementationData AnalysisExperiment DesignAgentic AI ToolsDelinquency MonitoringSignal Distinction

Soft Skills

Executive-Level WritingInfluencing Without Authority

Industry Keywords

FintechDigital LendingMexican Consumer Lending Market

About the role

Key responsibilities & impact

Own the credit performance of the core cash advance product in Mexico
Set and tune credit policy covering eligibility, loan amount assignment, pricing, and repeat-loan progression
Balance product growth and profitability
Maintain and improve the unit economics and valuations model
Measure performance and identify and execute opportunities
Design, launch, and analyze experiments across the borrower lifecycle
Monitor vintage performance, early delinquency, and roll rates
Diagnose performance drift and implement fixes
Partner with Data Science to move risk models from validation to production
Size model impact and own release and monitoring plans
Collaborate with Product, Engineering, Collections, Finance, BI, and Marketing
Share insights with credit teams across other markets within the global credit organization

Requirements

What you’ll need

5+ years in consumer credit risk
Fintech or digital lending experience preferred
Experience managing credit policy for a live portfolio
Experience using agentic AI tools to improve work velocity and quality
Experience building or owning a unit economics or valuations model and using it for business decisions
Experience designing and reading A/B tests with guardrails
Ability to distinguish signal from noise
Clear executive-level writing
Ability to influence Product, Engineering, and Data Science partners without formal authority
Working knowledge of the Mexican consumer lending market
Professional fluency in English
Knowledge of Spanish is a plus

Benefits

Comp & perks

WFH office reimbursement
Competitive compensation packages
Generous equity
Flexible health plans at every premium level
Substantial health plan subsidies
Direct exposure to the leadership team
Paid global onsites twice yearly
Growth opportunities based on contributions rather than rigid promotion timelines