Senior Underwriting Analyst – Commercial Risks

Tokio Marine Seguradora

. Prepare insurance quotations by analyzing proposals and simulations in accordance with the company’s technical guidelines and established authority limits.

Posted 9/16/2026contractSão Paulo • BrazilSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in analyzing and quoting commercial insurance risks, negotiating coinsurance and facultative business, and conducting technical risk analysis. Proficient in providing technical support and ensuring compliance with reinsurance rules and contracts.

Highest-signal resume keywords

Commercial Insurance Risk AnalysisCoinsurance NegotiationTechnical Risk AnalysisReinsurance KnowledgeIntermediate English Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Insurance Quotation PreparationRisk Condition AnalysisUnderwriting RisksPolicy Issuance SupportRisk Inspection Review

Soft Skills

Technical SupportAdvisory SkillsCollaboration

Certifications & Qualifications

Bachelor’s Degree

Industry Keywords

ReinsuranceCommercial Insurance PortfoliosFacultative RisksCeded RisksUnderwriting

About the role

Key responsibilities & impact

Prepare insurance quotations by analyzing proposals and simulations in accordance with the company’s technical guidelines and established authority limits.
Advise the Sales team and insurance brokers, providing technical support on products, clauses, and contractual terms and conditions.
Analyze risk conditions based on technical information and submitted documentation.
Underwrite risks, defining terms, conditions, and pricing appropriate to the exposure presented.
Support the policy issuance process by reviewing documentation and validating proposal information.
Negotiate ceded and assumed coinsurance, as well as facultative risks, in accordance with internal guidelines and delegated authority limits.
Analyze risk inspection reports to support acceptance or declination decisions.
Provide technical support and guidance to Underwriting Analysts I and Underwriting Assistants.
Participate in underwriting-related projects, contributing to improvements in processes, products, and tools.
Ensure compliance with reinsurance rules and contracts applicable to commercial insurance portfolios.

Requirements

What you’ll need

Bachelor’s degree or equivalent higher education qualification.
Intermediate English proficiency.
Experience analyzing and quoting commercial insurance risks.
Experience negotiating coinsurance and facultative business.
Experience conducting technical risk analysis and reviewing risk inspections.
Knowledge of reinsurance applied to commercial insurance portfolios.

Benefits

Comp & perks

Hybrid work model
Meal allowance
Transportation allowance
Life insurance