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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing auto physical damage claims, including evaluating policy terms, negotiating settlements, and maintaining accurate claim records. Proficient in claims management systems and possesses strong communication and organizational skills.
Highest-signal resume keywords
Auto Claim Handling ExperienceActive Adjuster LicenseClaims Management Systems ProficiencyMicrosoft Office Advanced SkillsInsurance Principles Understanding
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Claims ManagementTotal Loss EvaluationsSettlement NegotiationPolicy EvaluationDocumentation and Record Keeping
Soft Skills
Strong Verbal CommunicationStrong Written CommunicationAttention to DetailConflict ResolutionStress Management
Tools & Technologies
Claims Management SystemsMicrosoft OfficeEnterprise Technology Systems
Certifications & Qualifications
Bachelor's DegreeHigh School Diploma or GEDInsurance License
Industry Keywords
Auto Physical Damage ClaimsInsurance RegulationsClaim Handling Requirements
About the role
Key responsibilities & impact- Manage auto physical damage claims from first notice of loss through resolution and settlement
- Handle low to moderate complexity cases, including total loss evaluations and vehicle repair oversight
- Evaluate policy terms, conditions, exclusions, coverage, liability, and damage
- Negotiate equitable settlements within authority
- Coordinate with appraisal teams and repair facilities
- Investigate claims, gather facts, document findings, and maintain accurate claim records
- Determine settlement amounts and communicate settlements to insureds and claimants
- Write denial letters, Reservation of Rights, and other claim correspondence as appropriate
- Provide timely and professional communication to customers, representatives, and internal stakeholders
- Adapt to technology implementations, system upgrades, and AI-related digital tool rollouts
- Perform other duties as assigned
Requirements
What you’ll need- Bachelor's Degree
- High School Diploma or GED required
- Two years of auto claim handling experience
- One year auto claim handling experience or comparable claim experience, or successful completion of Travelers Auto Claim Representative training program
- Active adjuster license, where applicable
- Acquire and maintain relevant Insurance License(s) within three months of starting the job
- Proficient in claims management systems
- Advanced skills in Microsoft Office and enterprise technology systems and platforms
- Basic understanding of insurance principles and terminology, state insurance regulations, and claim handling requirements
- Strong verbal and written communication skills
- Strong attention to detail and organizational skills
- Demonstrated conflict resolution skills
- Ability to manage stress and difficult situations while maintaining professionalism
- Ability to exercise sound judgment and make effective decisions
Benefits
Comp & perks- Health insurance for employees and eligible family members from the first day of employment
- 401(k) dollar-for-dollar matching up to the first 5% of eligible pay
- Paying it Forward Savings Program for employees with student loan debt
- Pension Plan 100% funded by Travelers
- Minimum of 20 days Paid Time Off annually
- Nine paid company Holidays
- Wellness program with tools, discounts, resources, and caregiving support
- Free professional counseling services, health coaching, and mental health resources
- Matching Gift and Volunteer Rewards program
