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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in auto physical damage appraisal, including proficiency in estimating software and claims management. Strong customer service orientation and ability to negotiate settlements while maintaining attention to detail and compliance with insurance regulations.
Highest-signal resume keywords
Auto Physical Damage Appraisal ExperienceClaims Management ProficiencyEstimating Software ExpertiseActive Adjuster LicenseStrong Communication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Estimating SoftwareClaims ManagementMarket ResearchTotal-Loss Vehicle EvaluationNegotiation SkillsDamage AssessmentInsurance PrinciplesConflict ResolutionAttention to DetailOrganizational Skills
Soft Skills
Customer Service SkillsEffective Decision-MakingStress ManagementProfessionalismAdaptability
Tools & Technologies
Microsoft OfficeEnterprise Technology SystemsAI-Related Digital Tools
Certifications & Qualifications
Active Adjuster LicenseBachelor’s DegreeHigh School Diploma or GED
Industry Keywords
Insurance RegulationsClaim Handling RequirementsVehicle AppraisalRepair EstimatesPre-Existing Damage Documentation
About the role
Key responsibilities & impact- Physically inspect and assess damaged vehicles through virtual or on-site inspections at body shops or customer locations
- Perform estimate reviews and collaborate with repair facilities to ensure claim accuracy, consistency, and quality
- Prepare repair estimates using industry-standard estimating software
- Evaluate and settle total-loss vehicles by determining actual cash value through market research and comparable vehicle analysis
- Negotiate repair costs and settlements with body shops, customers, and third-party claimants
- Identify and document pre-existing damage, prior repairs, and potential fraud indicators
- Collaborate with claim representatives, body shops, and vendors to coordinate repairs and authorize supplements
- Provide customer service by explaining the appraisal process and keeping vehicle owners informed
- Adapt to new technologies, system upgrades, and AI-related digital tools
- Serve as a technical resource for auto claim staff and advise claim professionals on damages
- Perform other duties as assigned
Requirements
What you’ll need- Bachelor’s Degree
- Active adjuster license, where applicable
- Two years of auto physical damage appraisal experience
- Proficiency in claims management and estimating software
- Advanced skills in Microsoft Office and enterprise technology systems and platforms
- Strong verbal and written communication skills
- Ability to exercise sound judgment and make effective decisions
- Exceptional customer service skills
- Strong attention to detail and organizational skills
- Ability to manage multiple tasks and prioritize effectively
- Demonstrated conflict resolution skills
- Ability to manage stress and maintain composure and professionalism under pressure
- Basic understanding of insurance principles, terminology, state insurance regulations, and claim handling requirements
- High School Diploma or GED required
- One year of auto physical damage appraisal or comparable claim-related experience, or successful completion of the required Travelers Claim Representative training program
- Valid driver's license
Benefits
Comp & perks- Health insurance for employees and eligible family members from the first day of employment
- 401(k) dollar-for-dollar matching up to the first 5% of eligible pay, subject to an annual maximum
- Paying it Forward Savings Program with annual 401(k) contributions for student loan payments
- Pension Plan 100% funded by Travelers
- Minimum of 20 days paid time off annually
- Nine paid company holidays
- Wellness program with tools, discounts, resources, and caregiving support
- Free professional counseling services, health coaching, and mental health resources
- Matching Gift and Volunteer Rewards program
