Financial Clearance II

Trinity Health

. Ensure all pre-service accounts are financially cleared and secured prior to the date of service for Trinity Health .

Posted 10/16/2026full-timeLivonia • Michigan • United StatesMid-LevelSenior💰 $18 - $27 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial clearance processes, insurance verification, and patient registration within an acute care setting. Proficient in coordinating complex services and ensuring compliance with healthcare regulations and policies.

Highest-signal resume keywords

Financial Clearance ExperienceInsurance Verification ProcessesPatient Registration SystemsThird-Party Payer Billing KnowledgeNational Certification in HFMA CRCR or NAHAM CHAA

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ClearanceInsurance VerificationPatient RegistrationSurgical Services ProcessingPayment CollectionCost EstimationDemographic Information DocumentationAuthorization ManagementMedical Necessity ScreeningPayment Plan Initiation

Soft Skills

Customer Service SkillsCommunication SkillsProblem-Solving AbilityCollaborative Work StyleIntegrity and Honesty

Tools & Technologies

Patient Accounting SystemsMicrosoft Office

Certifications & Qualifications

HFMA CRCR CertificationNAHAM CHAA Certification

Industry Keywords

Acute Care SettingGovernment Payer GuidelinesPrivate Funding ProgramsMedicare Inpatient Only RequirementsAdvanced Beneficiary Notices

About the role

Key responsibilities & impact

Ensure all pre-service accounts are financially cleared and secured prior to the date of service for Trinity Health
Handle complex, high-dollar services including surgical, observation, and in-house services
Perform outpatient, elective short procedure/inpatient, urgent admission, and scheduling verification
Obtain and verify accurate insurance information, validate benefits, secure authorization, and collect payments before service
Collect and document demographic and financial information
Activate registrations and process discharges in a timely manner
Coordinate with Care Management regarding level of care, Medicare Inpatient Only requirements, and authorizations
Coordinate with OR Scheduling regarding date changes, revisions, or cancellations
Analyze insurance plans, select correct HIS insurance and plan options, and document insurance order
Verify patient information with third-party payers and collect insurance referrals
Communicate authorization and referral requirements to patients and physician offices
Screen outpatient visits for medical necessity and issue Advanced Beneficiary Notices when appropriate
Provide cost estimates and collect Medicare Secondary Payer Questionnaire information
Screen self-pay and out-of-network patients, provide financial assistance referrals, initiate payment plans, and collect payments
Explain government and private funding programs, payment plans, and discounts
Issue receipts and complete cash balance sheets where appropriate
Maintain productivity, collection, quality, registration, and insurance-verification standards
Coordinate appointment scheduling across the region
Communicate and escalate accounts of concern to management
Maintain compliance with applicable laws, regulations, and Trinity Health policies
Perform other duties as assigned

Requirements

What you’ll need

High School Diploma or equivalent combination of education and experience
Three (3) years of financial clearance experience in an acute care setting
Comprehensive knowledge of financial clearance and insurance verification processes
Experience processing financial clearance for complex services including surgical services, observation, and in-house cases
Strong knowledge of third-party and government payer billing and reimbursement guidelines
National certification in HFMA CRCR and/or NAHAM CHAA within one (1) year of hire
Ability to communicate and work with patients, physicians, physician office personnel, associates, multiple direct patient care providers and others
Superior customer service skills and etiquette strongly preferred
Proficient in Patient Registration/Patient Accounting systems and related software systems
Proficient in Microsoft Office business software
Ability to evaluate and investigate issues to determine effective resolution
Ability to comply with Trinity Health policies and procedures
Comfortable operating in a collaborative, shared leadership environment
Personal presence characterized by honesty, integrity, and caring

Benefits

Comp & perks

Equal Opportunity Employer
Consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other status protected by federal, state, or local law