Agricultural Credit Analyst – Multiple Levels

U.S. Bank

. Provide credit analysis and portfolio support for agricultural and agribusiness clients .

Posted 11/12/2026full-timeUnited StatesJunior💰 $76,200 - $101,600 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in agricultural credit analysis, risk assessment, and financial evaluation to support credit decisions and portfolio management. Proficient in collaborating with relationship teams and communicating effectively with agricultural clients.

Highest-signal resume keywords

Agricultural Credit AnalysisRisk AssessmentFinancial AnalysisUnderwriting ExperienceCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial SpreadsCash Flow AnalysisCollateral EvaluationCredit Memorandum PreparationLoan Portfolio ManagementAgricultural EconomicsAccountingFinance

Soft Skills

Strong Communication SkillsCollaboration

Tools & Technologies

Microsoft OfficeFinancial Systems

Certifications & Qualifications

Bachelor's DegreeMaster's DegreeCPA

Industry Keywords

Agricultural Credit PracticesRegulatory StandardsCommodity MarketsSeasonal Cash Flow PatternsBorrower Repayment Capacity

About the role

Key responsibilities & impact

Provide credit analysis and portfolio support for agricultural and agribusiness clients
Analyze financial information to support credit decisions, monitor risk, and ensure compliance with bank policy and regulatory standards across an agricultural loan portfolio
Support Relationship Managers and Credit Officers by preparing financial spreads, cash flow analysis, collateral evaluations, and credit memorandums
Support new loan requests, renewals, modifications, and ongoing portfolio management
Evaluate operating lines of credit, term loans, real estate-secured loans, equipment financing, and other agriculture-specific credit products
Develop understanding of agricultural production cycles, commodity markets, and seasonal cash flow patterns
Assess borrower repayment capacity and risk
Collaborate with relationship teams on credit questions, covenant monitoring, and portfolio reviews

Requirements

What you’ll need

Bachelor’s degree, or equivalent underwriting experience
Agricultural Credit Analyst 4: typically one or more years of underwriting experience
Agricultural Credit Analyst 5: typically three or more years of underwriting experience
Strong agricultural credit analysis and analytical skills
Knowledge of ag credit practices, underwriting, and risk assessment
Background in agricultural economics, accounting, or finance
Ability to write clear credit summaries and reports
Strong communication skills with agricultural clients
Proficient in Microsoft Office and financial systems
Applicants must be able to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Master’s degree or CPA preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension