Credit Analyst – SBA PMG

U.S. Bank

. Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal, and extension loans .

Posted 11/4/2026full-timeUnited StatesMid-LevelSenior💰 $98,345 - $115,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, including SBA 7(a) and 504 loan programs, with strong analytical skills to evaluate credit quality and minimize risk. Proficient in technical report writing and effective communication to support lending decisions.

Highest-signal resume keywords

Credit AnalysisSBA 7(a) Loan ProgramsSBA 504 Loan ProgramsRisk AnalysisTechnical Report Writing

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisCredit AdministrationCredit PolicyRisk AnalysisUnderwritingPortfolio MonitoringServicingAnnual Review ProcessesEconomicsAccounting

Soft Skills

Effective CommunicationAnalytical Skills

Tools & Technologies

Computer SoftwareTechnological Tools

Certifications & Qualifications

Master's DegreeCPA Certification

Industry Keywords

SBA SOP 50 10SBA SOP 50 55SBA SOP 50 57Credit QualityCredit Risk

About the role

Key responsibilities & impact

Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal, and extension loans
Conduct complete credit analyses by gathering, analyzing, and interpreting credit information on existing and prospective customers
Review customer accounts and portfolios to identify, evaluate, and determine appropriate action on potential credit quality issues
Maximize credit quality and minimize risk and potential loss to the company
Use technological tools and computer software to assist in credit analysis
Compare and evaluate possible courses of action and make recommendations and/or decisions

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically five or more years of relevant experience
Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring, servicing, and annual review processes
Familiarity with SBA SOP 50 10, SOP 50 55, and SOP 50 57 requirements
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Ability to work from a U.S. Bank location three (3) or more days per week
Applicants must be able to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Master’s degree or CPA certification preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension