Credit Risk Review Officer

U.S. Bank

. Independently evaluate and monitor credit risk and credit management processes within Wholesale Banking .

Posted 10/26/2026full-timeUnited StatesMid-LevelSenior💰 $98,175 - $115,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk evaluation and management, with a strong focus on portfolio analysis, risk identification, and compliance with financial regulations. Proficient in credit analysis, underwriting evaluation, and effective communication with senior leadership.

Highest-signal resume keywords

Credit Analysis SkillsRisk Management ProcessesPortfolio Management EvaluationEffective Relationship BuildingApplicable Professional Certifications

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk EvaluationPortfolio ReportingRisk IdentificationUnderwriting EvaluationRoot Cause AnalysisFinancial Condition AssessmentLoan Structure AnalysisCollateral EvaluationRegulatory KnowledgeRisk/Compliance/Audit Competencies

Soft Skills

Clear Writing StyleTime ManagementPrioritization SkillsIndependent Work AbilityNegotiation Skills

Tools & Technologies

Microsoft OfficeWord Processing Software

Certifications & Qualifications

Applicable Professional Certifications

Industry Keywords

Wholesale BankingAsset Based LendingPrivate CreditAcquisition FinanceEnergy SectorHealthcare SectorNon-ProfitsSpecial AssetsFinancial ServicesRegulatory Trends

About the role

Key responsibilities & impact

Independently evaluate and monitor credit risk and credit management processes within Wholesale Banking
Analyze portfolio credit quality and portfolio reporting
Conduct independent reviews of individual credits
Continually monitor and periodically evaluate risk management processes across business lines
Critically evaluate risk management quality and identify and challenge weak or ineffective practices
Share best practices to effect change
Collaborate with senior leadership from Credit Risk Management, Business Lines and Corporate Audit Services
Review diverse portfolios including Asset Based Lending, Private Credit and Acquisition Finance, Energy, Healthcare, Non-Profits and Special Assets
Identify gaps and inform solutions that minimize losses from inadequate processes, systems or human errors
Identify, respond to and escalate risks as appropriate

Requirements

What you’ll need

Bachelor's degree, or equivalent work experience
Typically more than six years of applicable experience
Credit analysis skills to evaluate borrower financial condition, repayment capacity, risk rating, credit drivers, loan structure, collateral and exceptions
Ability to evaluate underwriting and/or portfolio management processes
Ability to investigate, identify and articulate root causes of issues
Clear and concise writing style
Strong time management and prioritization skills
Ability to work independently with limited guidance
Knowledge of applicable laws, regulations, financial services and regulatory trends
Understanding of business line operations, products/services, systems and associated risks/controls
Thorough knowledge of Risk/Compliance/Audit competencies
Effective relationship building and negotiation skills
Proficient computer navigation using Microsoft Office and word processing software
Applicable professional certifications
Ability to work from a U.S. Bank location three or more days per week
Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct
Applicants must comply with applicable employment eligibility verification requirements

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension