Head of Payables

U.S. Bank

. Lead product strategy, commercialization, and business performance for U.S.

Posted 10/30/2026full-timeUnited StatesLead💰 $170,255 - $200,300 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product strategy and commercialization for payment solutions, with a strong focus on managing product lifecycles, financial performance, and compliance within the payments industry. Proven ability to lead teams, develop business cases, and drive go-to-market execution while ensuring alignment with regulatory requirements.

Highest-signal resume keywords

Product Management ExperiencePayment Rails KnowledgeFinancial Analysis SkillsLeadership and Coaching SkillsLean/Agile Product Delivery

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product Lifecycle ManagementBusiness Case DevelopmentSolution DesignPricing and PackagingRisk ManagementAPI IntegrationAI and Automation in PaymentsVendor Partnership ManagementPerformance Indicator ReportingClient Research and Experience Design

Soft Skills

CollaborationInfluencing SkillsCommunication SkillsExecutive Presentation SkillsTeam Leadership

Tools & Technologies

Payments PlatformsERP SystemsAccounting SystemsRTPFedNowACHWiresVirtual CardLean/Agile MethodologiesFraud Prevention Controls

Industry Keywords

Accounts Payable AutomationIntegrated PayablesCommercial CardTreasury ManagementB2B PaymentsFintechPayments SoftwareRegulatory ComplianceRisk AppetitePayment Network Rules

Tech Stack

Tools & technologies

ERPRuby on Rails

About the role

Key responsibilities & impact

Lead product strategy, commercialization, and business performance for U.S. Bank's Unified Payables offering and instant payments portfolio
Define the product vision, roadmap, success measures, product construct, minimum viable offering, and target-state capabilities
Manage the full product lifecycle, combining existing TPS and CPS capabilities and rationalizing or retiring overlapping products and platforms
Lead build, buy, and partner analysis and evaluate fintech and vendor partners
Develop business cases, opportunity sizing, and investment requests with Strategy and Finance
Own the P&L for Unified Payables and instant payments, including revenue, profitability, pricing, and investment prioritization
Set and report key performance indicators to senior leadership
Lead product packaging, bundled pricing, contracting, governance approvals, and go-to-market execution
Partner with Sales to launch and scale cross-sell campaigns and equip sellers with positioning, sales plays, and training
Build supplier acquisition, enablement, and retention strategies
Lead the RTP and FedNow instant payments portfolio, grow adoption and use-case pipeline, and deliver commercialization and modernization roadmaps
Identify and incubate emerging payables capabilities and partnerships and represent U.S. Bank with clients, partners, payment networks, and industry bodies
Ensure products operate within risk appetite and comply with laws, regulations, and payment network rules
Manage product, vendor, and partner risk and coordinate legal review of collateral and documentation
Build fraud prevention, controls, and audit readiness into product design and client experiences
Lead, coach, and develop a team of product managers
Represent the portfolio in senior leadership forums, steering committees, and product governance routines and drive decisions independently

Requirements

What you’ll need

Bachelor's degree, or equivalent work experience
Typically 10 or more years of product management experience
Product leadership experience in accounts payable automation, integrated payables, commercial card, treasury management, or B2B payments at a financial institution, fintech, or payments software provider
Proven record of bringing new products or bundled solutions to market, including solution design, pricing, packaging, and go-to-market execution
Strong knowledge of payment rails (ACH, wires, check, virtual card, RTP, and FedNow) and of ERP and accounting system integration
Technical fluency in payments platforms, APIs, and embedded payments, with the ability to work closely with Engineering on platform architecture and integration design
Experience applying AI and automation to accounts payable workflows, such as invoice capture, exception handling, and payment optimization
Experience leading build, buy, and partner decisions and managing strategic vendor and fintech partnerships
Demonstrated management, leadership, and coaching skills, including leading teams of product managers
Ability to collaborate and influence at a senior level across multiple business lines and functions
Strong financial and competitive analysis skills, including business case development and product profitability management
Experience applying client research, personas, and experience design to product decisions
Working knowledge of Lean/Agile product delivery
Thorough knowledge of the regulatory, risk, and network rule requirements that apply to payments products
Excellent verbal and written communication and executive presentation skills
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution
Pension