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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in collections and customer service, with a strong understanding of loan collection policies, fair debt collection practices, and related laws. Proficient in communication and problem-solving to effectively manage delinquent accounts and minimize organizational losses.
Highest-signal resume keywords
Collections ExperienceCustomer Service SkillsKnowledge of Fair Debt Collection PracticesMortgage ExperienceVerbal and Written Communication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Account Documentation ReviewPayment CollectionRepayment Schedule ArrangementException ResolutionInformation Organization and Interpretation
Soft Skills
Strong Customer Relations Skills
Certifications & Qualifications
High School Diploma or Equivalent
Industry Keywords
Loan Collection PoliciesFair Debt Collection PracticesU.S. Bank PoliciesCode of Ethics and Business Conduct
About the role
Key responsibilities & impact- Collect payments on assigned delinquent accounts
- Review account documentation
- Contact customers/clients by telephone and written correspondence
- Arrange repayment schedules
- Minimize losses to the organization
Requirements
What you’ll need- High school diploma or equivalent
- Minimum one year of experience in collections and/or customer service activities
- Some knowledge of loan collection policies and procedures, fair debt collection practices, and related laws
- Strong customer service/relations skills
- Ability to identify and resolve exceptions and to organize and interpret information
- Good verbal and written communication skills
- Mortgage experience highly preferred
- Ability to work the set schedule: Monday–Friday 11:15 AM–8:15 PM EST, plus one Saturday per month 9:00 AM–3:00 PM EST
- Applicants must be able to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- 10% shift differential for EST & CST time zones
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
