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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in collections and customer service, with a strong understanding of loan collection policies and fair debt collection practices. Proficient in communication and problem-solving to effectively manage delinquent accounts and arrange repayment schedules.
Highest-signal resume keywords
Collections ExperienceCustomer Service SkillsLoan Collection Policies KnowledgeVerbal Communication SkillsWritten Communication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Account Documentation ReviewPayment CollectionRepayment Schedule ArrangementException ResolutionInformation Organization
Soft Skills
Customer Relations SkillsProblem-Solving Ability
Certifications & Qualifications
High School Diploma or Equivalent
Industry Keywords
Fair Debt Collection PracticesMortgage ExperienceU.S. Bank PoliciesCode of EthicsBusiness Conduct
About the role
Key responsibilities & impact- Collect payments on assigned delinquent accounts
- Review account documentation
- Contact customers/clients by telephone and/or written correspondence
- Arrange repayment schedules
- Minimize loss to the organization
- Work Monday–Friday 11:15 AM–8:15 PM EST, plus one Saturday per month 9:00 AM–3:00 PM EST
Requirements
What you’ll need- High school diploma or equivalent
- Minimum one year of experience in collections and/or customer service activities
- Some knowledge of loan collection policies and procedures, fair debt collection practices, and related laws
- Strong customer service/relations skills
- Ability to identify and resolve exceptions and to organize and interpret information
- Good verbal and written communication skills
- Mortgage experience highly preferred
- Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
- Must satisfy applicable employment eligibility verification requirements
Benefits
Comp & perks- 10% Shift Differential (EST & CST Time Zones)
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- Pension
- U.S. Bank offers a comprehensive benefits package
