Mortgage Loan Consultant

U.S. Bank

. Originate mortgage loans in an assigned metropolitan territory .

Posted 10/17/2026full-timeRemote • Washington • United StatesJuniorMid-Level💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in originating mortgage loans, conducting underwriting reviews, and maintaining compliance with regulatory requirements. Possesses strong sales abilities and a thorough understanding of mortgage pricing and underwriting standards.

Highest-signal resume keywords

NMLS RegistrationMortgage Underwriting KnowledgeSales ExperienceRegulatory ComplianceExcellent Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Loan OriginationPreliminary Underwriting ReviewLoan Application ProcessingFinancial AnalysisKnowledge of FNMA UnderwritingKnowledge of FHA UnderwritingKnowledge of VA UnderwritingKnowledge of RESPAKnowledge of Truth-in-LendingKnowledge of Local Zoning Ordinances

Soft Skills

Self-StarterSales AbilityAbility to Work Independently

Certifications & Qualifications

NMLS Registration

Industry Keywords

Mortgage IndustryReal EstateLoan ProcessingUnderwriting RequirementsMortgage Insurance Companies

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing in a timely manner
Solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of work time conducting activities away from U.S. Bank locations

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ongoing compliance with all legal or regulatory registration requirements
Maintaining a satisfactory criminal and credit record
High school degree or equivalent
2 years Mortgage, Sales, or Real Estate experience
Self-starter with excellent sales ability and ability to work independently
Established referral base within assigned market
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent communication skills and ability to analyze financial information
Sales-oriented

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension