Mortgage Loan Originator

U.S. Bank

. Originate mortgage loans in an assigned Non-Bank territory .

Posted 10/8/2026full-timeRemote • Florida • United StatesJuniorMid-Level💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage loan origination, with a strong understanding of underwriting requirements and compliance with regulatory standards. Proven ability to achieve production goals while maintaining excellent communication and sales skills.

Highest-signal resume keywords

Mortgage Loan OriginationNMLS RegistrationUnderwriting Requirements KnowledgeSales AbilityFinancial Analysis

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan ApplicationsPreliminary Underwriting ReviewsPricing KnowledgeRegulatory ComplianceProduction Goal Achievement

Soft Skills

Excellent Communication SkillsAbility to Work Independently

Certifications & Qualifications

NMLS Registration

Industry Keywords

FNMAFHLMCFHAVATruth-in-LendingRESPAZoning OrdinancesEnergy Audit Requirements

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned Non-Bank territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing
Solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of work time conducting activities away from U.S. Bank locations
Meet or exceed mortgage loan origination production goals

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ongoing compliance with all legal or regulatory registration requirements, including maintaining a satisfactory criminal and credit record
High school degree or equivalent
Two or more years of Mortgage, Sales, or Real Estate experience
Established referral base within assigned market preferred
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent sales ability and ability to work independently
Excellent communication skills
Ability to analyze financial information

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution
Pension