Mortgage Loan Originator

U.S. Bank

. Originate mortgage loans in an assigned metropolitan territory .

Posted 11/3/2026full-timeAtlanta • United StatesJuniorMid-Level💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage loan origination, underwriting requirements, and compliance with regulatory standards. Proven ability to drive sales and maintain strong client relationships within the assigned market.

Highest-signal resume keywords

NMLS RegistrationMortgage Loan OriginationSales ExperienceUnderwriting KnowledgeExcellent Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Loan ApplicationsPreliminary Underwriting ReviewsPricing KnowledgeFinancial AnalysisProduction Goals Achievement

Soft Skills

Self-StarterSales AbilityIndependent Work

Certifications & Qualifications

NMLS Registration

Industry Keywords

Mortgage InsuranceFNMAFHLMCFHAVARESPATruth-in LendingZoning OrdinancesLocal Bonding Programs

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned metropolitan territory
Take mortgage loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to ensure documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Make and solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of working time conducting activities away from U.S. Bank locations
Drive 2 or more hours per week

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements, including, but not limited to maintaining a satisfactory criminal and credit record
High school degree or equivalent
Two or more years of Mortgage, Sales, or Real Estate experience
Minimum one year of mortgage, sales, real estate, or banking experience for the applicable position level
Self-starter, have excellent sales ability, and be able to work independently
Established referral base within assigned market
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Excellent communication skills and ability to analyze financial information
Sales oriented
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals
Must comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Must be able to drive 2 or more hours per week

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution
Pension