Mortgage Loan Originator

U.S. Bank

. Originate mortgage loans in an assigned market .

Posted 10/15/2026full-timeRemote • Florida • United StatesJuniorMid-Level💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage loan origination, with a strong understanding of underwriting requirements and compliance with regulatory standards. Proven ability to build and maintain a referral base while achieving sales targets in a competitive market.

Highest-signal resume keywords

NMLS RegistrationMortgage Loan OriginationUnderwriting Requirements KnowledgeSales AbilityRegulatory Compliance

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Loan OriginationUnderwriting RequirementsPricing KnowledgeFinancial AnalysisSales TechniquesRegulatory ComplianceReal Estate KnowledgeBanking ExperienceDocument ProcessingReferral Base Development

Soft Skills

Excellent CommunicationIndependent WorkSales-Oriented MindsetAnalytical Skills

Certifications & Qualifications

NMLS Registration

Industry Keywords

S.A.F.E. ActTruth-in-LendingRESPAFHAVAFNMAFHLMCZoning OrdinancesLocal Bonding ProgramsEnergy Audit Requirements

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned market
Take applications and submit loan applications to processing and underwriting for approval
Follow up to ensure documents required for processing, underwriting, and closing are secured promptly from appropriate sources
Make and solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of working time conducting activities away from U.S. Bank locations
Build and maintain an established referral base within the assigned market

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ongoing compliance with all legal or regulatory registration requirements, including maintaining a satisfactory criminal and credit record
High school diploma or equivalent
Two or more years of mortgage, sales, real estate, or banking experience
Ability to travel
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state, and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent communication skills and ability to analyze financial information
Sales-oriented mindset and well-developed sales ability
Ability to work independently
Established referral base within assigned market preferred
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals
Applicants must be able to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension
Disability accommodations during the application or hiring process