Mortgage Loan Originator

U.S. Bank

. Originate mortgage loans in an assigned Non-Bank territory .

Posted 10/6/2026full-timeTorrance • California • United StatesJuniorMid-Level💰 $20 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage loan origination, underwriting processes, and compliance with regulatory requirements. Proven ability to build referral relationships and achieve production goals in a competitive market.

Highest-signal resume keywords

Mortgage Loan OriginationNMLS RegistrationUnderwriting Requirements KnowledgeSales AbilityRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Application ProcessingPreliminary Underwriting ReviewFinancial Information AnalysisMortgage Insurance Pricing KnowledgeFHA Underwriting KnowledgeVA Underwriting KnowledgeFNMA Underwriting KnowledgeFHLMC Underwriting KnowledgeLocal Bonding Program KnowledgeRESPA Familiarity

Soft Skills

Excellent Communication SkillsSelf-StarterAbility to Work Independently

Certifications & Qualifications

NMLS Registration

Industry Keywords

MortgageSalesReal EstateS.A.F.E. ActTruth-in-LendingZoning OrdinancesEnergy Audit Requirements

About the role

Key responsibilities & impact

Originate mortgage loans in an assigned Non-Bank territory
Take loan applications
Conduct preliminary underwriting reviews
Submit loan applications to processing and underwriting for approval
Follow up to secure documents required for processing, underwriting, and closing in a timely manner
Solicit loan sales and conduct sales-related activities away from U.S. Bank locations
Spend at least 50% of work time conducting activities away from U.S. Bank locations
Maintain referral relationships and meet or exceed mortgage production goals

Requirements

What you’ll need

National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements
Maintain a satisfactory criminal and credit record
High school degree or equivalent
Two or more years of Mortgage, Sales, or Real Estate experience
Self-starter with excellent sales ability and ability to work independently
Established referral base within assigned market preferred
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Familiarity with local, state and national laws, including zoning ordinances, Truth-in-Lending, RESPA, and energy audit requirements
Excellent communication skills and ability to analyze financial information
2+ years of proven success in mortgage loan origination, consistently meeting or exceeding production goals
Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension