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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in retail banking, client relationship management, and compliance with regulatory requirements. Proficient in educating clients on financial products and digital banking solutions while maintaining necessary registrations.
Highest-signal resume keywords
National Mortgage Licensing Service (NMLS) RegistrationSecurities Industry Essentials (SIE)Series 6 CertificationSeries 63 CertificationRetail Banking Experience
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Consumer Loan OriginationAccount OpeningDigital Banking SolutionsClient Needs AssessmentFinancial Products Knowledge
Soft Skills
Effective Client CommunicationActive ListeningProblem-SolvingAdaptabilityTeaching Skills
Certifications & Qualifications
FINRA RegistrationOngoing Compliance with Regulatory Requirements
Industry Keywords
Financial ServicesWealth ManagementRegulation ZS.A.F.E. Act of 2008Code of Ethics and Business Conduct
About the role
Key responsibilities & impact- Build relationships with customers through in-person, appointment-based, and virtual channels
- Assess and address customers’ banking needs
- Obtain and process customer and account information
- Demonstrate and educate clients on deposit and loan products and services
- Recommend solutions based on customers’ goals and needs
- Originate and close consumer loans
- Open accounts and provide digital banking solutions
- Open and/or close the branch
- Maintain FINRA registrations to meet defined referral client and wealth management introductions
- Refer clients to registered representatives in partnership with wealth management teams
- Operate as a referral-only registered representative without making direct investment sales
Requirements
What you’ll need- National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
- Ongoing compliance with all legal or regulatory registration requirements, including maintaining a satisfactory criminal and credit record
- Securities Industry Essentials (SIE), Series 6, and Series 63
- High school diploma or equivalent
- Five or more years of job related, retail banking experience or a combination of experience and commensurate training
- Hire is contingent upon an approved FINRA background check
- Must actively maintain FINRA registrations
- Effective and confident client communication
- Ability to learn and adapt to new information and technology platforms
- Experience in financial services and knowledge of financial services industry, products and solutions
- Active listening and problem-solving skills
- Ability to teach customers how to use digital technology
- Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
