Quantitative Model Validation Analyst – Wholesale, Small Business Credit Loss

U.S. Bank

. Conduct independent validation of wholesale and small business portfolio credit loss forecasting models supporting CCAR stress testing and CECL requirements .

Posted 10/22/2026full-timeUnited StatesMid-LevelSenior💰 $105,400 - $124,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit loss forecasting model validation, including proficiency in Python and SAS, and the ability to evaluate model performance and assumptions. Strong technical writing and communication skills are essential for documenting findings and collaborating with stakeholders.

Highest-signal resume keywords

Credit Loss Forecasting Model ValidationProficiency In PythonStatistical Diagnostic TestsTechnical Writing SkillsAI Tools Utilization

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Model ValidationRegression MethodologiesSensitivity AnalysisOutcome AnalysisData Reliability AssessmentModel MonitoringAssumption Risk EvaluationForecast Reasonableness AssessmentComplex Dataset AnalysisBenchmarking

Soft Skills

Problem-Solving SkillsResearch SkillsAttention To DetailIndependent WorkTeam Collaboration

Tools & Technologies

SASPythonAI Tools

Industry Keywords

CCARCECLModel RiskMarket ConditionsValidation Practices

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Conduct independent validation of wholesale and small business portfolio credit loss forecasting models supporting CCAR stress testing and CECL requirements
Evaluate model conceptual soundness, assumptions, data reliability, performance metrics, model monitoring, and implementation testing
Design and execute validation testing, including benchmarking, sensitivity analysis, and outcome analysis
Assess model limitations, uncertainty, assumption risk, and forecast reasonableness
Identify emerging risks and assess the impact of evolving market conditions on model performance
Research potential model degradation and associated model risk
Document and communicate validation outcomes and findings
Ensure model risks are accurately identified, timely escalated, and clearly understood by stakeholders and regulators
Support initiatives to enhance validation practices, streamline processes, and leverage advanced tools and technologies

Requirements

What you’ll need

Bachelor’s degree in a quantitative field and five or more years of relevant experience, or MA/MS in a quantitative field and three or more years of related experience, or PhD in a quantitative field and less than two years of related experience
Proficiency in Python, SAS, or other analytical programming languages
Experience working with complex datasets, regression methodologies, and statistical diagnostic tests
Strong technical writing and communication skills, with attention to detail in documentation and reporting
Experience leveraging AI tools and agents to support coding, research, and process efficiency
Strong problem-solving and research skills
Ability to investigate complex issues, identify root causes, and develop practical business solutions
Ability to work independently and collaboratively in a team environment, manage multiple priorities, and respond effectively to time-sensitive requests
Must work from a U.S. Bank location three or more days per week
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension