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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in consultative sales and customer service within small business banking, focusing on building client relationships and providing tailored financial solutions. Proficient in navigating banking operations, compliance, and maintaining strong CRM practices.
Highest-signal resume keywords
Consultative SalesCustomer ServiceSmall Business Banking ExperienceFinancial Solutions DevelopmentBilingual Communication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisCash-Flow ManagementProduct KnowledgePipeline ManagementBusiness LendingTreasury ManagementPayment SolutionsBusiness Credit Card SolutionsRegulatory ComplianceNetworking
Soft Skills
Strong Written CommunicationStrong Verbal CommunicationRelationship ManagementProactive OutreachConsultative Selling
Tools & Technologies
CRM SystemsBanking Software
Certifications & Qualifications
Bachelor’s Degree in BusinessNational Mortgage Licensing Service Registration
Industry Keywords
Small Business SolutionsU.S. Bank Core ValuesResponsible Banking PracticesCommunity RelationsSales Targets
About the role
Key responsibilities & impact- Demonstrate excellent customer service in accordance with U.S. Bank Core Values
- Serve as the primary Small Business Banking partner for assigned branches and relationships
- Provide comprehensive financial solutions to small businesses with annual revenues between $500K and $2.5 million
- Support typically two to three branch locations as a dedicated resource for branch teams
- Address complex small business client needs and opportunities
- Build and deepen client relationships through proactive outreach, structured discovery, consultative selling, and disciplined follow-through
- Translate financial information, cash-flow dynamics, client goals, operating cycle considerations, and risk indicators into practical guidance and solution recommendations
- Conduct outside prospecting and sales activities to grow revenue and achieve assigned financial targets and growth goals
- Identify client priorities and align products and services to growth, efficiency, and risk objectives
- Articulate solution value, trade-offs, and next steps
- Offer business deposit, lending and credit, treasury management, payment, business credit card, digital, cash-flow, and other small-business solutions
- Develop internal and external relationships and collaborate with branch partners, centers of influence, clients, and other business line partners
- Maintain relationship ownership and coordination through handoff, decision, follow-up, activation, usage, and demonstrated client value
- Share referral outcomes, successful sales and service practices, and insights on newly established small business relationships
- Balance acquisition, deepening, and service while maintaining strong CRM discipline and responsible banking practices
Requirements
What you’ll need- Bachelor’s degree in business, Accounting, Finance, or equivalent experience and job-related experience
- Three or more years of customer service, consultative sales, networking, prospecting, and/or small-business banking experience
- National Mortgage Licensing Service registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
- Ongoing compliance with all legal or regulatory registration requirements
- Maintaining a satisfactory criminal and credit record
- Bilingual
- Strong written and verbal communication skills
- Understanding of banking operations, product knowledge, sales, new business development, customer service and relationship management, community relations, pipeline management, and responsible banking practices
- Ability to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
