SBA Credit Analyst

U.S. Bank

. Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal, and extension loans .

Posted 10/15/2026full-timeUnited StatesMid-LevelSenior💰 $111,095 - $130,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong credit analysis capabilities, including in-depth knowledge of credit policies, risk analysis, and effective communication skills. Proficient in utilizing technological tools for credit evaluation and compliance with relevant regulations.

Highest-signal resume keywords

Credit AnalysisRisk AnalysisTechnical Report WritingVerbal Communication SkillsCredit Policy Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk AnalysisCredit AdministrationCredit PolicyAnalytical SkillsEconomics KnowledgeAccounting KnowledgeFinance Knowledge

Soft Skills

Effective Communication Skills

Tools & Technologies

Computer SoftwareTechnological Tools

Certifications & Qualifications

FINRA RegistrationNMLS Registration

Industry Keywords

U.S. Bank PoliciesCode of EthicsBusiness ConductBank Secrecy ActSAFE ActReg ZReg GOFACNFAFCPA

About the role

Key responsibilities & impact

Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal, and extension loans
Conduct complete credit analyses by gathering, analyzing, and interpreting credit information on existing and prospective customers
Review customer accounts and portfolios to identify, evaluate, and determine appropriate actions for potential credit quality issues
Maximize credit quality and minimize risk and potential loss to the company
Use technological tools and computer software to assist in credit analysis
Compare and evaluate possible courses of action and make recommendations and/or decisions

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically six or more years of relevant experience
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
May be subject to requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or applicable federal guidelines

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension