SBA Credit Analyst

U.S. Bank

. Approve the extension of credit and/or make recommendations on final lending decisions for new, renewal, and extension loans .

Posted 9/30/2026full-timeUnited StatesMid-LevelSenior💰 $98,345 - $115,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis, risk assessment, and credit policy compliance, with strong analytical and decision-making capabilities. Proficient in utilizing technological tools for credit evaluations and effective communication in report writing.

Highest-signal resume keywords

Credit AnalysisRisk AnalysisCredit AdministrationAnalytical SkillsTechnical Report Writing

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk AnalysisCredit AdministrationAnalytical SkillsEconomics KnowledgeAccounting KnowledgeFinance Knowledge

Soft Skills

Verbal CommunicationWritten Communication

Tools & Technologies

Computer SoftwareTechnological Tools

Certifications & Qualifications

Master's DegreeCPA Certification

Industry Keywords

Credit PolicyCredit ProceduresCredit QualityU.S. Bank PoliciesBusiness Conduct

About the role

Key responsibilities & impact

Approve the extension of credit and/or make recommendations on final lending decisions for new, renewal, and extension loans
Conduct complete credit analyses by gathering, analyzing, and interpreting credit information on existing and prospective customers
Review customer accounts and portfolios to identify, evaluate, and determine appropriate action on potential credit quality issues
Maximize credit quality while minimizing risk and potential loss to the company
Use technological tools and computer software to assist in credit analysis of individual credits or portfolios
Compare and evaluate possible courses of action and make recommendations and/or decisions

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically five or more years of relevant experience
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Master's degree or CPA certification is preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension