SBA Credit Analyst

. Approve extensions of credit and/or make recommendations for final lending decisions on new, renewal, and extension loans .

Posted 10/7/2026full-timeUnited StatesMid-LevelSenior💰 $98,345 - $115,700 per yearWebsite

Key responsibilities & impact

Approve extensions of credit and/or make recommendations for final lending decisions on new, renewal, and extension loans
Conduct complete credit analyses by gathering, analyzing, and interpreting credit information on existing and prospective customers
Review customer accounts and portfolios to identify, evaluate, and determine appropriate action on potential credit quality issues
Maximize credit quality while minimizing risk and potential loss to the company
Use technological tools and computer software to assist in credit analysis
Compare and evaluate possible courses of action and make recommendations and/or decisions

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically five or more years of relevant experience
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension