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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing high-volume call queues and providing borrowers with comprehensive support during loss mitigation and foreclosure processes. Proficient in regulatory compliance and effective communication to simplify complex information for customers.
Highest-signal resume keywords
Call Center ExperienceLoss Mitigation ExpertiseRegulatory Compliance KnowledgeStrong Verbal CommunicationDetail-Oriented Approach
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Clerical SkillsData AnalysisMortgage KnowledgeDocumentation ManagementProblem Resolution
Soft Skills
Effective CommunicationAdaptabilityCustomer Service OrientationAttention to Detail
Tools & Technologies
Automated Dialer SystemWord Processing SoftwareSpreadsheet SoftwareDatabase Software
Industry Keywords
Financial HardshipForeclosureAssistance ProgramsQuality Assurance MonitoringU.S. Bank Policies
About the role
Key responsibilities & impact- Manage a high-volume queue, handling 50–60 inbound calls
- Execute outbound call campaigns to connect with customers experiencing financial hardship
- Provide borrowers a single point of contact while they work through a loss mitigation option or are in active foreclosure status
- Facilitate borrowers’ assistance programs by helping them understand available options
- Verbally provide borrowers with updates to loss mitigation and foreclosure decisions
- Acquire additional information and documentation needed from borrowers for retention and disposition options
- Study and abide by all regulatory and compliance requirements
- Maintain optimal productivity levels within an automated dialer system while minimizing idle time between customer contacts
Requirements
What you’ll need- High school diploma or equivalent
- Two to four years of experience in clerical or administrative activities
- Two plus years of experience in Call Center, Collections, Loss Mitigation, experience is strongly preferred
- Ability to identify and resolve issues/exceptions and interpret/analyze data under limited supervision
- Comfortable working within a structured schedule and high-volume environment
- Able to learn and retain a significant amount of mortgage, regulatory, and investor information
- Detail-oriented because work is subject to QA monitoring
- Strong verbal communication and ability to simplify complex information for customers
- Able to quickly reframe an explanation when a customer does not understand the first approach
- Proficient PC skills, particularly word processing, spreadsheet and data base software
- Effective verbal and written communication skills
- Ability to acclimate to an ever changing environment
- Ability to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
