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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates strong attention to detail and analytical skills in reviewing borrower documentation and financial information while adhering to regulatory requirements. Capable of effectively communicating with internal teams and maintaining confidentiality in a highly regulated environment.
Highest-signal resume keywords
Collections ExperienceLoss Mitigation ExperienceMortgage Servicing KnowledgeAnalytical SkillsAttention To Detail
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Income CalculationsFinancial ReviewsDocument ReviewData ProcessingEligibility Determination
Soft Skills
Strong Organization SkillsTime Management SkillsClear CommunicationAdaptabilityAccountability
Tools & Technologies
Mortgage Servicing SystemsLoss Mitigation Systems
Industry Keywords
BankingUnderwritingFinancial ServicesRegulatory ComplianceCode Of Ethics
About the role
Key responsibilities & impact- Review borrower documentation, loan information, and system data for accuracy and completeness
- Evaluate borrowers for available loss-mitigation programs and foreclosure alternatives
- Follow regulatory and internal process requirements
- Perform income calculations and detailed financial reviews when required
- Enter information accurately into mortgage servicing and loss-mitigation systems
- Use established eligibility waterfalls to determine appropriate borrower assistance options
- Research and resolve missing, inconsistent, or unclear information before completing a decision
- Meet established production, quality, and service-level expectations
- Respond professionally to quality reviews, coaching, and process feedback
- Adapt to changes in investor guidelines, technology, workflows, and departmental procedures
- Communicate with leaders, quality partners, and internal teams
- Take ownership of assigned work and escalate questions or concerns appropriately
- Maintain confidentiality when handling borrower and loan information
Requirements
What you’ll need- High school diploma or equivalent
- One to two years of collections/loss mitigation or related experience
- Strong attention to detail and commitment to accuracy
- Analytical and critical-thinking skills
- Ability to review detailed documentation and identify inconsistencies
- Strong organization and time-management skills
- Clear written and verbal communication
- Ability to learn new systems, processes, and guidelines
- Adaptability in a changing and highly regulated environment
- Openness to coaching and constructive feedback
- Demonstrated accountability and ownership
- Ability to work independently while collaborating with a team
- Experience in mortgage servicing, banking, underwriting, collections, financial services, document review, or data processing is helpful but not required
- Must work from a U.S. Bank location three or more days per week
- Applicants must comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and workplace conduct and safety policies
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
