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Bond Closer – Retail
Union Home Mortgage Corp.. Thoroughly review loan files to confirm all conditions are cleared and files are ready to close .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in residential loan closing processes, including preparation of closing documents and compliance with program guidelines. Proficient in managing a closing pipeline and maintaining knowledge of various mortgage products.
Highest-signal resume keywords
Residential Closing ExperienceEncompass LOS ExperienceKnowledge of Closing DisclosuresCustomer Service SkillsTime Management Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan File ReviewClosing Document PreparationMathematical ProficiencyCompliance VerificationPipeline Management
Soft Skills
Communication SkillsInterpersonal SkillsDetail-OrientedMulti-TaskingSense of Urgency
Tools & Technologies
Encompass LOSMicrosoft WordMicrosoft ExcelWindows
Industry Keywords
FNMAFHLMCFHAVAHFA
About the role
Key responsibilities & impact- Thoroughly review loan files to confirm all conditions are cleared and files are ready to close
- Prepare closing documents with accurate closing fees and proper closing conditions
- Verify legal names, legal addresses, terms, price, rate, title work, hazard information, and other details
- Review and deliver Closing Disclosures while ensuring compliance with program guidelines and company policies
- Set up funding and send wires to title companies for disbursement
- Maintain a closing pipeline within warehouse wire time limitations and contract closing dates
- Deliver complete closed loan files in a timely manner
- Maintain current knowledge and training on all HFA products offered at UHM
- Assist with post-closing findings
- Close a minimum of 70 loans per month
- Perform other duties as assigned
Requirements
What you’ll need- High school diploma or equivalent
- 1+ years of recent residential closing experience
- Minimum of 2 years’ experience in the mortgage industry
- Encompass LOS experience strongly preferred
- Excellent customer service, communication, and interpersonal skills
- Proven computer skills on Windows, Microsoft Word, Excel, and LOS systems preferred
- Proficient math skills
- Knowledge of FNMA/FHLMC/FHA/VA/HFA products
- Detail-oriented and skilled at multi-tasking
- Strong time management and organizational skills
- Ability to work with a sense of urgency when time constraints are involved
- Knowledge of Closing Disclosures
- Authorization to work in the United States, verified through E-Verify
Benefits
Comp & perks- Equal employment opportunities and nondiscrimination commitment
- Inclusive workplace programs and policies
- Diversity, equity, and inclusion initiatives