Commercial Relationship Manager

United Community Bank

. Manage and retain profitable client relationships .

Posted 10/16/2026full-timeFranklin • Tennessee • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing client relationships and developing new business opportunities while ensuring adherence to loan policies and profitability standards. Proficient in analyzing financial statements and guiding credit analysts, with strong communication and negotiation skills.

Highest-signal resume keywords

Client Relationship ManagementCredit AnalysisSales And Negotiation SkillsLoan Closing ProcessesMicrosoft Programs Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement AnalysisLoan UnderwritingRisk EvaluationCommercial Analyst TrainingTerm Sheet PreparationCommitment Letter Preparation

Soft Skills

Effective CommunicationCustomer ServiceSelf-MotivatedTeam CollaborationInitiative

Tools & Technologies

Vertical IQBusiness Browser

Certifications & Qualifications

Bank Secrecy Act TrainingAnti-Money Laundering Training

Industry Keywords

Banking ExperienceLoan PoliciesCompliance TrainingCommunity EngagementPerformance Management

About the role

Key responsibilities & impact

Manage and retain profitable client relationships
Develop new business through active calling on clients and prospects
Develop and maintain a strong COI network
Use Vertical IQ, Business Browser, or other available tools to research and develop leads
Manage individual production versus assigned goals
Recommend structure, terms, and rates for loans being underwritten
Provide guidance to credit analysts
Manage loan closing processes, including preparing term sheets and commitment letters and communicating with attorneys, appraisers, and related professionals
Ensure adherence to company loan policies and procedures
Evaluate risk to meet profitability standards
Participate actively in community activities and events such as Chamber, Kiwanis, and Rotary
Perform quarterly check-ins and maintain effective management plans with staff goals, if applicable
Potentially manage employees and oversee their coaching, development, and performance management

Requirements

What you’ll need

Bachelor’s degree in business, economics, finance, or accounting preferred or equivalent combination of education and experience
Minimum three years’ banking experience in credit analysis or lending
Capable of analyzing complex financial statements/completion of commercial analyst training program
Effective sales and negotiation skills
Excellent verbal and written communication skills
Strong customer service skills
Ability to work independently as well as part of a team
Self-motivated/takes initiative
Proficient in Microsoft programs
Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences
Must be able to pass a criminal background and credit check
Schedule flexibility to work evenings and weekends as needed
Up to 20% travel

Benefits

Comp & perks

Equal Opportunity Employer
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions