Loan Advisor

Universal Lending

. Guide homebuyers through the mortgage process while promoting Universal Lending Corporation’s loan products .

Posted 10/14/2026full-timeRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage origination, including loan application processing, compliance with lending regulations, and customer relationship management. Proficient in utilizing Encompass and automated underwriting systems to ensure efficient loan processing and customer satisfaction.

Highest-signal resume keywords

Mortgage Origination ExperienceActive MLO LicenseEncompass ProficiencyCustomer Service SkillsNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Application ProcessingFinancial AnalysisPrequalification AssessmentLending Regulation ComplianceLoan Rate Negotiation

Soft Skills

Professional CommunicationCustomer Relationship ManagementProblem AnticipationListening SkillsAdaptability

Tools & Technologies

EncompassDULPExcelWordOutlookPowerPoint

Certifications & Qualifications

Active MLO LicenseEligibility Under SAFE Act

Industry Keywords

Mortgage ProcessLending ProgramsFinancial Industry KnowledgeLoan Pipeline ManagementBuilder Partnerships

About the role

Key responsibilities & impact

Guide homebuyers through the mortgage process while promoting Universal Lending Corporation’s loan products
Build rapport with Risewell Homes sales agents and division personnel
Educate potential borrowers and homebuilder sales representatives on company products and services
Complete loan applications and obtain required applicant information
Communicate with applicants by telephone, email, or in person to resolve application questions
Perform prequalification assessments and analyze financial condition and financing risk
Apply company credit policies, lending programs, and state and federal lending regulations
Negotiate loan rates, terms, and conditions
Lock loans on time and in the correct product type
Submit complete loan applications and coordinate with the assigned processing center
Input loans into Encompass and automated underwriting systems such as DU or LP
Resolve processing, underwriting, and closing issues within the loan pipeline
Maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition
Maintain compliance across loan files and pipeline
Provide professional customer service and support throughout the sales process
Occasional travel may be required; the position does not supervise employees

Requirements

What you’ll need

Must reside in Washington or Oregon
Active state MLO license in each state where business is conducted, or willingness to obtain additional state licenses in WA, OR, CA, AZ, CO, FL and TX
High school diploma or GED required; 4-year college degree preferred
Minimum 5 years lending origination experience, preferably with builders
Working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, Outlook, and PowerPoint
Ability to plan for contingencies, anticipate problems, and identify risks
Ability to negotiate to produce positive outcomes
Ability to effectively listen and respond to customers’ needs
Superior customer service skills
Professional written and verbal communication
Ability to maintain and foster strong partnerships with builders and customers
Ability to ensure customer satisfaction throughout the sales process
Ability to identify customer needs and adapt sales presentations effectively
Must be eligible for licensure under the federal SAFE Act § 1008.105
Must be authorized to work in the United States
Valid driver’s license and active vehicle insurance required at all times

Benefits

Comp & perks

Eligibility for monthly and quarterly bonuses
Bi-weekly base salary payments
Occasional travel may be required
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions