Universal Lending

Advisor

• Guide homebuyers through the mortgage process while promoting Universal Lending Corporation’s loan products
• Build rapport with Risewell Homes sales agents and division personnel
• Educate potential borrowers and homebuilder sales representatives on company products and services
• Complete loan applications and obtain required applicant information
• Communicate with applicants by telephone, email, or in person to resolve application questions
• Perform prequalification assessments and analyze financial condition and financing risk
• Apply company credit policies, lending programs, and state and federal lending regulations
• Negotiate loan rates, terms, and conditions
• Lock loans on time and in the correct product type
• Submit complete loan applications and coordinate with the assigned processing center
• Input loans into Encompass and automated underwriting systems such as DU or LP
• Resolve processing, underwriting, and closing issues within the loan pipeline
• Maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition
• Maintain compliance across loan files and pipeline
• Provide professional customer service and support throughout the sales process
• Occasional travel may be required; the position does not supervise employees

Explore Loan Advisor at Universal Lending. Review requirements and application details.

Loan Advisor

• Guide homebuyers through the mortgage process while promoting Universal Lending Corporation’s loan products
• Build rapport with sales agents at Risewell communities and division personnel
• Educate potential borrowers and homebuilder sales representatives on company products and services
• Complete thorough loan applications and obtain required applicant information
• Communicate with applicants by telephone, email, or in person to resolve application questions
• Perform prequalification assessments and analyze financial condition and financing risk
• Apply company credit policies, state and federal lending regulations, and mortgage programs
• Negotiate loan rates, terms, and conditions
• Lock loans on time and in the correct product type
• Submit complete loan applications, documents, and disclosures to the processing center
• Input loans into Encompass and applicable automated underwriting systems such as DU or LP
• Assist with and resolve processing, underwriting, and closing issues within the loan pipeline
• Maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition
• Maintain compliance on all loan files and the pipeline
• Apply sound decision-making to applicant inquiries, approvals, and requests
• Maintain professionalism, integrity, teamwork, and customer service throughout the sales process
• No supervisory responsibility; occasional travel may be required

• Guide homebuyers through the mortgage process while promoting Universal Lending Corporation's loan products
• Serve as a lending partner to buyers of Risewell Homes
• Build rapport with sales agents at Risewell communities and division personnel
• Educate potential borrowers and homebuilder sales representatives on company products and services
• Complete thorough loan applications and obtain required applicant information
• Communicate with applicants by telephone, email, or in person to resolve application questions
• Perform prequalification assessments and analyze financial condition and financing risk
• Negotiate loan rates, terms, and conditions
• Lock loans on time and in the correct product type
• Submit complete loan applications and coordinate processing with the assigned processing center
• Input loans into Encompass and an appropriate Automated Underwriting System such as DU or LP
• Assist with and resolve processing, underwriting, and closing issues
• Maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition
• Maintain compliance on loan files and pipeline
• Apply decision-making techniques to applicant inquiries, approvals, and requests
• Maintain professionalism, integrity, teamwork, and self-improvement
• No supervisory responsibility; occasional travel may be required