Business Risk and Controls Lead

USAA

. Direct and oversee multiple risk and regulatory compliance initiatives .

Posted 10/13/2026full-timeUnited StatesSenior💰 $127,310 - $229,160 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in risk management and regulatory compliance, with a strong ability to analyze data, develop executive-level presentations, and implement governance practices. Proficient in synthesizing complex information into actionable insights while ensuring adherence to federal regulations and risk frameworks.

Highest-signal resume keywords

Risk ManagementRegulatory ComplianceData AnalysisExecutive-Level PresentationsBusiness Acumen

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Control Self-AssessmentsControl DesignThird-Party GovernanceBusiness Intelligence ToolsQuantitative AnalysisRegulatory ReportingDocument GovernanceTrend AnalysisGovernance FrameworksRisk Mitigation

Soft Skills

Exceptional Communication SkillsAttention to DetailStrong JudgmentExecutive PresenceProblem Resolution

Industry Keywords

OCC Heightened StandardsBSA/AMLREG EUDAAP/UDAPTILA/REG ZSCRAFCRAMLABank Risk ProgramsRisk Frameworks

About the role

Key responsibilities & impact

Direct and oversee multiple risk and regulatory compliance initiatives
Oversee procedures and processes, regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, new product controls, third-party governance, and quality governance
Apply holistic risk and regulatory compliance understanding to business strategies and solutions
Analyze first-line-of-defense data, prepare reports, and perform trend analysis using business intelligence tools
Design solutions for unanswered business questions and anticipate future business needs
Organize and oversee action plans that enhance governance practices in alignment with risk and compliance frameworks
Develop innovative solutions to mitigate risk and prevent significant business impacts
Manage complex cross-functional projects within the first line of defense
Define new approaches to problem resolution and lead project teams from concept through implementation
Advise senior management on control-environment status, risk identification, and control weaknesses
Identify critical monitoring areas and escalate issues and findings to stakeholders
Advise cross-functional team members on risk mitigation opportunities
Monitor regulatory changes and ensure compliance with applicable processes and requirements
Ensure business-activity risks are identified, measured, monitored, and controlled according to risk and compliance policies and procedures

Requirements

What you’ll need

Bachelor's degree; OR 4 years of relevant education and/or experience
Minimum 8 years’ experience supporting risk-related, compliance related, or business control design activities OR minimum 8 years’ experience in a relevant quantitative discipline
Alternatively, an advanced degree or designation in a risk management or quantitative discipline and minimum 6 years’ relevant experience
Alternatively, a PhD in a risk management or quantitative discipline and minimum 4 years’ relevant experience
Knowledge of federal laws, rules, regulations, and applicable guidance, including OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, and MLA
Deep knowledge and understanding of bank risk programs, risk frameworks, and risk management practices
Experience developing executive-level presentations, briefings, and materials for senior leadership
Ability to synthesize complex, highly detailed information into clear, concise executive-level messaging
Strong business acumen connecting risk information to broader business priorities and strategic objectives
Exceptional written, verbal, and visual communication skills tailored to executive audiences
Ability to identify critical insights from multiple information sources and translate them into succinct, actionable recommendations
Experience in a highly visible environment requiring strong judgment, attention to detail, and executive presence
Must not require immigration support or visa sponsorship now or in the future

Benefits

Comp & perks

Remote or hybrid flexibility may be offered for active-duty military spouses, consistent with applicable policy and business needs
Performance-based pay incentives at the discretion of the USAA Board of Directors
Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program
Paid holidays
16 paid volunteer hours
Wellness programs
Career path planning
Continuing education assistance