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USAA

Mid-Level Identity Product Manager

USAA

. Support the enterprise identity proofing and assurance roadmap across new member enrollment, identity re-verification, step-up proofing, and profile recovery .

Posted 11/4/2026full-timeUnited StatesMid-LevelSenior💰 $103,450 - $197,730 per yearWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in fraud risk management, regulatory compliance, and product development within enterprise-scale capabilities. Proficient in translating business and regulatory requirements into actionable identity service requirements while collaborating across cross-functional teams.

Highest-signal resume keywords
Fraud Risk ManagementRegulatory ComplianceProduct DevelopmentIdentity ProofingData-Driven Problem Solving

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Operations ExperienceBusiness AnalysisIdentity Access Management (IAM)Analytical CapabilitiesRisk AssessmentIdentity Fraud TypologiesProduct ManagementTechnical Decision MakingIdentity Verification TechnologiesCompliance Obligations
Soft Skills
Strong Communication SkillsCollaborationOrganizational SkillsProblem-Solving Capabilities
Tools & Technologies
Digital Product ToolsPresentation SoftwareData Analysis ToolsIdentity Proofing Vendor Ecosystems
Industry Keywords
Financial ServicesAMLThird Party Risk ManagementSynthetic Identity FraudDocument VerificationBiometric LivenessVelocity PatternsCollusion Patterns

About the role

Key responsibilities & impact
  • Support the enterprise identity proofing and assurance roadmap across new member enrollment, identity re-verification, step-up proofing, and profile recovery
  • Translate strategy into well-scoped business requirements while balancing signal quality with member friction
  • Use fraud risk management requirements, policies, laws, and regulations to influence business strategies and solutions
  • Advise the business on strengthening and managing fraud risk requirements for action plans, projects, and operational requests
  • Contribute to risk assessments with business partners and lines of business to determine impacts and solutions
  • Translate business objectives, risk requirements, and member needs into actionable identity service requirements for technology, architecture, and design teams
  • Build and support Digital and Technology product business case artifacts and hypotheses
  • Communicate the value proposition of proposed products and experiences
  • Apply data-driven problem-solving techniques to understand and report product and experience performance against KPIs/KRIs
  • Use tools and resources to identify opportunities for product and experience improvements and help track their implementation
  • Prepare presentations and communications for varied audiences
  • Support product definition, concept, and collaboration sessions coordinating discovery, development, delivery, and validation activities
  • Partner with authentication, technology, fraud, compliance, architecture, and experience teams

Requirements

What you’ll need
  • Bachelor's degree; OR 4 years of relevant education and/or experience
  • 4 years of operations experience in a relevant functional area, including financial services, Fraud, AML, compliance, risk, audit, third party risk management or other related operational areas supporting fraud risk management initiatives
  • Experience supporting product development for a regulated, enterprise-scale capability
  • Experience translating regulatory and business requirements into product and technical decisions
  • Experience partnering with architecture and engineering teams to deliver governed, reusable capabilities
  • Working knowledge of relevant laws, regulatory requirements, and compliance obligations
  • Familiarity with identity-related regulatory frameworks applied to an enterprise identity proofing function
  • Solid analytical, organizational, and problem-solving capabilities
  • Strong communication skills and ability to collaborate across cross-functional teams at various organizational levels and with external regulatory agencies
  • Experience in Product Management, Business Analyst, or related role, with involvement in authentication or key aspects of identity and access management (IAM)
  • Working knowledge of identity fraud typologies, including synthetic identity fraud, third-party identity theft, and velocity or collusion patterns
  • Familiarity with identity proofing vendor ecosystems, including attribute-based verification, document verification, biometric liveness, and synthetic identity/watchlist screening
  • Experience collaborating with engineering, architecture, security, and risk teams
  • Familiarity with emerging identity verification technologies and challenge modalities, including passive behavioral signals, device-bound credentials, and document authentication advances
  • Must not require immigration support now or in the future; USAA does not provide visa sponsorship

Benefits

Comp & perks
  • Remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs
  • Pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors
  • Comprehensive medical, dental and vision plans
  • 401(k)
  • Pension
  • Life insurance
  • Parental benefits
  • Adoption assistance
  • Paid time off program with paid holidays
  • 16 paid volunteer hours
  • Various wellness programs
  • Career path planning
  • Continuing education